Falling behind on your bills can lead to increased stress levels. The stress soars when a debt collection agency such as Caine & Weiner calls you at home and/or on your cell phone.
How you handle phone calls made by a third party debt collector determines whether the bill collector will continue to call you or decide to file a civil lawsuit to recover the entire amount of the debt owed to the original creditor.
Many consumers make the mistake of trying to sweep third party debt collector phone calls under the proverbial rug.
Bill collectors are relentless in the collection of delinquent debts because the companies earn huge profits recovering outstanding credit card and personal loan balances.
You can request a bill collector to stop calling you, but most debt collection agencies continue calling with more determination or take consumers to court to recover the money owed on outstanding debts.
Consumers do have a powerful weapon to counteract bill collector phones calls. It’s called the Fair Debt Collection Practices Act (FDCPA).
Methods for Getting Caine & Weiner to Stop Calling You
Considered the ultimate consumer bill of rights, the FDCPA includes several provisions that clearly make it illegal for debt collection agencies to implement certain debt collection techniques.
For example, a third party debt collector like Caine & Weiner cannot harass you by making threats or speaking abusively.
Caine & Weiner is also forbidden from using deception to coerce consumers into paying off delinquent credit card and personal loan accounts.
Deception comes in the form of impersonating a law enforcement agency or contacting friends and/or family members to convince them you have violated a law.
Some unscrupulous bill collectors use the IRS as leverage when it comes to the payment of outstanding consumer debts.
Making the FDCPA work for you requires collaboration with a licensed consume protection lawyer. Your attorney will thoroughly review the case to determine whether Caine & Weiner has violated one of more provisions of the groundbreaking federal law.
In addition, your lawyer can file a complaint with the Federal Trade Commission and the state Attorney General’s Office. Filing a complaint with both organizations puts Caine & Weiner on notice that you are serious about protecting your FDCPA rights.
Can You Win Monetary Damages?
If a debt collection agency has broken the law and caused you pain and suffering, you might be eligible to win monetary damages.
Your attorney might discover you have suffered from physical ailments caused by illegal third party debt collector practices.
Physical ailments resulting from illegal bill collector behavior can include skin rashes, migraine headaches, and higher blood pressure readings.
Immense stress that increases your blood pressure can lead to more serious physical health concerns, including a stroke or a heart attack.
Your lawyer will present documentation that proves your claims, as well as call expert witnesses to the stand to confirm the presence of physical ailments.
Speak with an experienced attorney today to learn more how the FDCPA protects you against illegal debt collection agency practices.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Caine & Weiner or any other third-party collection agency, you may not be entitled to any compensation.