Prince Parker & Associates is a collection agency. If they are collecting a debt and file a lawsuit against you, you should respond. A FDCPA lawyer will be able to help you with this process. The lawsuit should be read over carefully, and there should be a deadline to respond clearly indicated.
Failing to respond to the lawsuit will allow the court to assume the allegations made by the collection agency are correct and the court will award a judgment against you.
How To Respond To A Lawsuit From Prince Parker & Associates
You could be summoned to court by Prince Parker & Associates for a past-due debt. However, they may have obtained incorrect details about the debt in question.
If you believe the debt has been paid in full, gather up information and documentation to show the court that you made payments, so you can dispute the debt. If you acknowledge that you owe the debt, you can respond to Prince Parker & Associates and let them know that you would like to reach a settlement agreement with them.
Often, collection agencies will accept less than what you owe to resolve the matter.
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Damages You Could Receive From Prince Parker & Associates
If you have fallen victim to harassment from Prince Parker & Associates in their debt collection practices, you could recover compensation from them for violating the FDCPA. There are several losses that might result from illegal debt collection practices.
Here are some of the damages you might be able to claim and recoup compensation for:
- Physical distress – You can suffer physically from the stress you suffer from the harassment of the debt collector. You could suffer tension headaches, migraines, rashes, muscle pain, and stress-induced heart problems.
- Emotional distress – You will suffer mentally and emotionally from the harassment you experience. This could affect your personal and family relationships, cause mental anguish, lead to sleep disturbances, and cause depression, anxiety, and panic attacks.
- Lost wages – Your productivity could be affected by the debt collector’s tactics and harassment. You could even have a disruption in your work performance and lose wages because of the repetitive calls to your place of work. You can recoup compensation for your lost wages.
- Recovery of wage garnishment – If an FDCPA violation led to the garnishment of your wages by Prince Parker & Associates, the illegally garnished funds could be recovered.
- Statutory damages – You can get as much as $1,000 in compensation from Prince Parker & Associates if you can prove the collection agency didn’t abide by the FDCPA, and you don’t recover any money for physical or emotional distress or lost wages.
- Attorneys’ fees – If you successfully show there was an FDCPA violation, the court may direct Prince Parker & Associates to pay your attorney’s fees and any court costs.
- Injunctive relief – In addition to any monetary award for damages, the court can direct Prince Parker & Associates to cease and desist – meaning that they must stop calling your home, relatives, friends, place of employment, and other associates.
They will be directed to no longer send you any written communication as well. If they persist, they will be charged additional fines and face more punishment.
Talk To An FDCPA Attorney Today
If you are being threatened with a lawsuit from Prince Parker & Associates, you should schedule a consultation with an FDCPA lawyer in your area to determine how to proceed with your case.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Prince Parker & Associates or any other third-party collection agency, you may not be entitled to receive any compensation.