What to Do If a Collection Agency Sues You?
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What to Do If Monarch Recovery Management Sues You*
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Monarch Recovery Management is a collection agency that is based in Bensalem, Pennsylvania. It went into business in 1973 and maintains a staff that ranges from 200 to 500 employees.
If you have been notified that you are being sued by Monarch Recovery Management, you must respond to the lawsuit to avoid a judgment being rendered against you. Read the lawsuit in detail and make your response by the specified deadline.
You should talk with an FDCPA lawyer who handles such cases in your area.
How To Respond To A Lawsuit From Monarch Recovery Management
If you don’t think that you owe the debt Monarch Recovery Management alleges that you owe, you should ask them to validate the debt. If you have paid on the debt and dispute the amount, find all your payment records. Always respond to any allegations made against you in the lawsuit.
Your FDCPA attorney will help you with this and will prepare a response. If you owe the debt, you can avoid court and save money by negotiating a settlement with Monarch Recovery Management.
Damages You Could Receive From Monarch Recovery Management
If Monarch Recovery Management violated the FDCPA or other laws when collecting the debt, you can file claim against them and recover damages. An FDCPA lawyer will help you with this as well. Here are just some of the damages that this kind of case might cause:
- Physical distress– If you are being harassed, it can lead to stress which can damage your physical health. You might suffer migraines, tension headaches, high blood pressure, depression, anxiety, or panic attacks.
- Emotional distress – You could suffer emotionally as well. You could have mental anguish, damaged relationships, and much more from the harassment from the debt collections process.
- Statutory damages – You can collect $1,000 in statutory damages from Monarch Recovery Management if they violated the FDCPA when collecting from you.
- Lost wages – If you miss work because of the harassment and the stress you suffer, you can ask to be compensated for any lost wages. Be sure to maintain thorough documentation.
- Recovery of wage garnishment – If your wages were garnished by FDCPA violation by Monarch Recovery Management, you can ask to have those garnished wages returned to you.
- Legal fees –You can ask that Monarch Recovery Management cover your legal fees, including attorney’s fees and court costs.
- Injunctive relief– You can ask for injunctive relief, in which Monarch Recovery Management is ordered to not contact you or your relatives or friends by phone or mail while trying to collect the debt in question, so all debt collecting activity must stop.
Talk To An FDCPA Attorney Today
Time is of the essence is Monarch Recovery Management is threatening to sue you. Consult with an FDCPA attorney today, so you can determine the best way to proceed with this problem.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Monarch Recovery Management or any other third-party collection agency, you may not be entitled to receive any compensation.