Every year, people encounter financial hardship through no fault of their own and can’t maintain their monthly debt obligations.
If this happens to you and a debt collector harasses you for payment, you have rights that they cannot disregard without consequences.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, makes it illegal for third-party debt collectors to use intimidation tactics like those below.
Any collection agency that breaks the law can be fined and even have their license revoked.
- Failing to identify themselves as debt collectors seeking to collect a debt
- Threatening legal actions they cannot take or have no intention of taking
- Using obscene, profane, and threatening language
- Demanding outrageous amounts that exceed the amount of the original debt
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
- Reporting false information to the credit bureaus
Company Profile: Hudson & Keyse, LLC
If you are being called by Hudson & Keyse, LLC, here is some more information about the company.
Hudson & Keyse, LLC is a debt buyer and collection agency in Painesville, Ohio.
It was established in 1984, has 190 employees, and is managed by its President and CEO Mark S. Finston.
Indexed litigation files at the PACER website confirm that consumers who believed that they were being harassed by Hudson & Keyse, LLC exercised their right to sue for damages.
Alleged Violations against Hudson & Keyse, LLC*
According to information on the PACER website, on or around May 5, 2008, Hudson & Keyse, LLC tried to collect a debt from an Illinois consumer by filing a lawsuit against him.
In the complaint, the company claimed to have bought the debt, but there was no evidence of assignment attached.
Feeling harassed by Hudson & Keyse, LLC, the consumer took legal action against the firm for:
- Using false, deceptive, and misleading means to collect a debt
- Using unfair and unconscionable means to collect a debt
- Threatening action that cannot legally be taken
The matter was later settled.
Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-440-354-6978. If you see it on your caller ID, seek legal advice, as it means that you are being called by Hudson & Keyse, LLC.
If they sue you over a debt and have no proof that they are author, hire a consumer lawyer and file a claim against Hudson & Keyse, LLC.
You could receive $1,000 per FDCPA violation plus costs and damages. Fighting back in this instance can literally pay off.
*Case taken from PACER (pacer.gov). Case: 1:08-cv-02826 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Hudson & Keyse, LLC or any other third-party collection agency, you may not be entitled to any compensation.