Debt collector harassment can affect your quality of life by causing stress and anxiety.
If a collection agency is being relentless because you can’t afford to pay, they are breaking the law and you can take action.
Your Rights Under the FDCPA
Debt collectors can be persistent, but bullying or intimidating you is illegal.
The Fair Debt Collection Practices Act bars collection agencies from using measures like those below when dealing with you.
- Calling before 8:00 a.m. and after 9:00 p.m.
- Trying to collect more than you really owe
- Pursuing a debt that is out of statute
- Use profane or obscene language
- Threatening to ruin your credit
- Calling you instead of your attorney
Company Profile: Delta Management Associates, Inc.
If you are being called by Delta Management Associates, Inc., here is some more information about the agency operations.
Delta Management Associates, Inc. is a debt collection agency in Chelsea, Massachusetts.
The company was established in 1986, has 200 employees, and is managed by Christopher Riordan.
It appears to handle a lot of student loan debt. PACER website records indicate that consumers who felt harassed by Delta Management Associates, Inc. took their case before a judge.
Alleged Violations against Delta Management Associates, Inc.*
According to information on the PACER website, on or around August 27, 2018, Delta Management Associates, Inc. sent two collection letters to a Missouri consumer seeking payment for a student loan debt.
He insisted that he was not the debtor, but collectors allegedly called him at work and reached out to him directly instead of his attorney.
Feeling harassed by Delta Management Associates, Inc., the consumer sued the company for:
- Using false and deceptive means to collect the debt
- Using unfair and unconscionable collection tactics
- Calling him at work
- Ignoring the fact that he had an attorney
The case was later settled.
Hire a Consumer Lawyer
The phone numbers for Delta Management Associates, Inc. are as follows:
If calls come in for you from any of these numbers, Delta Management Associates, Inc. may be trying to collect a student loan from you.
If they chase you over a debt that legally belongs to someone else, hire a consumer lawyer and file a claim against Delta Management Associates, Inc.
You could be awarded $1,000 in damages, plus other compensation.
When debt collectors abuse your rights, the decision to fight back can pay off.
*Case taken from PACER (pacer.gov). File number is Case 4:18-cv-00847-SRB from the United States District Court for the Western District of Missouri, Western Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Delta Management Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.