Some of what appear to be life’s most difficult questions are not difficult questions at all. This is especially true for the question, “What should you do if Action Financial Services, LLC sues you.” The wrong answer is to do nothing, and the right answer is to seek immediate legal counsel. Not responding to a lawsuit filed by a debt collection agency can costs you thousands of dollars.
You cannot hide and expect a lawsuit of any kind to disappear. If you do not act on a lawsuit filed by a debt collection agency like Action Financial Services, LLC, you can expect the judge overseeing the case to rule against you. The result will be a costly legal bill to pay for court costs and the legal fees charged by the attorneys working for the third party debt collector. You will also have to pay off the entire amount of the money due on a credit card or a personal loan account.
A lawsuit filed by a bill collector is a serious matter. Your most effective strategy for fighting back against a third party debt collector involves speaking with a state licensed consumer protection lawyer.
Responding to a Lawsuit Filed by a Bill Collector
You have heard the timeless expression, “It is not what you say, but how you say it.” Use this principle when responding to a lawsuit filed by a bill collector. You cannot expect to fight back against a debt collection agency that filed a lawsuit on your own.
The other side will have a team of experienced attorneys making a strong case about your legal liability to pay off a delinquent credit card or personal loan balance. You need an FDCPA lawyer on your side to balance the scales of justice.
Your FDCPA attorney will carefully scrutinize every financial document you have to determine whether the third party debt collector has juiced the amount allegedly owed on a consumer debt. You can expect to give your FDCPA lawyer bank statements that depict transactions involving the original creditor, as well as cancelled checks that prove you paid off at least a portion of the debt in question.
Your FDCPA attorney will also conduct a thorough investigation to ascertain whether a bill collector such as Action Financial Services, LLC violated one or more provisions of the landmark federal consumer protection law.
Seeking Monetary Damages for FDCPA Violations
A debt collection agency that files a lawsuit against you does not mean the company has a slam dunk case. In fact, the company might have committed one or more violations of the FDCPA that cost you a considerable amount of money.
To recover the costs of litigating a lawsuit, plus the costs associated with treating physical and/or emotional distress symptoms, your FDCPA lawyer must submit convincing evidence that demonstrate you are not legally obligated to pay off the debt in question. Your attorney might also submit persuasive evidence that makes you eligible for monetary damages associated with physical and/or emotional duress symptoms.
Be proactive when it comes to responding to a lawsuit filed by Action Financial Services, LLC. Schedule a free initial consultation with a state licensed FDCPA lawyer.
Additional Resources
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Action Financial Services, LLC or any other third-party collection agency, you may not be entitled to any compensation.