Most agents that would work for Vengroff Williams are professional people who don't choose to use unscrupulous methods to collect debts. However, that doesn't necessarily stop some cruel employees from going too far with their debt collection efforts.
They may resort to profane phone calls, embarrassing mail, or multiple voicemails to get you to pay. Even if you have a legitimate debt, this treatment isn't acceptable and you should contact an FDCPA attorney.
Know Your Rights
Your attorney will most likely use the Fair Debt Collection Practices Act (FDCPA) to get your harassers to stop. The FDCPA is a 1977 law that prohibits unscrupulous behavior from third-party collectors in the collection of debts. Examples of the prohibited behavior include:
- Threatening you with wage garnishment
- Calling you before 8 a.m. and after 9 p.m. in your time zone
- Making false statements or legal threats they have no intention of taking
- Telling unauthorized third parties that you owe them money
If you're at all concerned about the behavior you've been experiencing, contact an FDCPA attorney even if you're scared or don't feel that your situation is protected under the FDCPA. An attorney will be in the best position to make that call; contacting one as soon as possible will help you figure out your next steps.
Going to Court with Vengroff Williams
If your attorney takes up your case, that next step will probably be filing a claim against Vengroff Williams. Once you've filed the claim, Vengroff Williams will be served notice. That notice consists of the complaint and the summons.
The complaint explains why the company is being called into court, and the summons tells the company when to appear in court.
When you find out when to show up to court, immediately start figuring out how to get there on time. If that means taking a taxi and/or leaving particularly early in case of traffic, do it. Showing up late to court is an easy way to torpedo your chance of making a good impression. Do whatever it takes to avoid that.
Preparing for Your Court Appearance
Part of making a good impression also means being prepared for your appearance. The initial phase of that preparation will be gathering evidence with your attorney. The evidence for your case could take many forms.
For example, a credit report that changed due to false information reported by a third-party collection agency could serve as evidence.
Additionally, your attorney will help you prepare for the questions you will probably be asked in court. Doing this will improve your chances of a positive outcome for your case. Moreover, you'll feel more confident on the day that you're due to appear in court.
Contact an Attorney
Most third-party collectors wouldn't harass you, which makes it all the more egregious when one of them does. You and an attorney can put a stop to it. There's no time to lose. Find a qualified FDCPA attorney today and tell third-party collectors that you won't stand for this poor treatment anymore.
Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Vengroff Williams, or any other party, you may not be entitled to any compensation.