It can be difficult to muster the courage to stand up for oneself. When a third-party collection agency like SRA Associates tries to intimidate you, it can be particularly hard to stand up for oneself.
However, if you get to know your rights and hire a qualified FDCPA attorney, you can get the harassment from SRA Associates to stop.
Know Your Rights
The Fair Debt Collection Practices Act (FDCPA) is one of the most effective tools at your disposal for getting the harassment to stop. Under the FDCPA, third-party collectors aren’t allowed to engage in aggressive collection methods. The illegal collection methods include, but aren’t limited to:
- Continuing to call you after you’ve asked the collectors to stop
- Leaving you multiple voicemail messages
- Using profane or threatening language in communications
- Making false statements
- Impersonating a police officer or IRS agent
When you contact an attorney, you may find that there are collection tactics you’ve been subject to that you hadn’t even realized were illegal. Be candid and transparent with your attorney to find as much evidence as possible-- your strongest evidence may turn out to be rooted in an overlooked interaction.
Going to Court with SRA Associates
When you choose to go to court with SRA Associates, your attorney will file a claim against the company on your behalf. At that point, SRA Associates will receive a notice, which contains a complaint and a summons.
The complaint tells SRA Associates why it is being called into court, and the summons gives the details about where and when to appear in court.
SRA Associates is going to do everything in its power to make a good impression in court, and so should you. A big part of that is showing up on time, so even if you’re nervous about your court appearance, at least be sure to show up on time.
You won’t go to prison for being unable to pay your bills, so go into court without fear.
Preparing for Your Court Appearance
Having an attorney will help you with two very important parts of the legal process. The first is gathering evidence. As previously mentioned, your attorney will help you collect evidence to bolster your case, and you’ll be a huge help to your attorney with evidence collection as long as you’re diligent and transparent.
Think back to all of your interactions with SRA Associates, and see if you can find any evidence of wrongdoing on the company’s part. Additionally, your attorney will help you prepare for the questions that you’ll be receiving in court.
Take this part of the process seriously, because it can improve your chances of a successful court case and give you confidence to go into court with your head held high.
Talk to an Attorney
Your attorney will be the ally that you need when you step up to get SRA Associates’ harassment to stop. It’s hard to step up for oneself, but it’s a lot easier when you have someone by your side.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against SRA Associates, or any other party, you may not be entitled to any compensation.