The thought of going to court with Rash Curtis and Associates probably made your stomach drop. This is probably uncharted territory for you, and the thought of having to navigate this alone is anxiety-inducing.
An experienced FDCPA attorney can alleviate your anxiety. Here’s what you can expect when you take the step of going to court with Rash Curtis and Associates.
Know Your Rights
In the U.S., the federal government has a specific law in place that’s meant to protect consumers from third-party collectors such as Rash Curtis and Associates.
This is the Fair Debt Collection Practices Act (FDCPA), and it keeps third-party collectors from engaging in the following behaviors, among others:
● Leaving you multiple voicemail messages
● Publishing your name on a “bad debt” list
● Asking you to pay more money than you owe
● Collecting on an old debt, or one that you’ve already paid off
This kind of behavior isn’t just unscrupulous; it’s actually illegal. Don’t hesitate to contact an attorney if you’ve experienced the aforementioned behavior or anything similar.
It can be tough to know what to do after being on the receiving end of those actions, but an attorney can help you navigate the next steps.
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Going to Court With Rash Curtis and Associates
When you file a claim against Rash Curtis and Associates, the company will receive an initial notice asking a representative to come to court.
That notice will tell the company when to head to court and why it is being asked to appear.
It is incumbent upon the company and you to come to court at the appointed date. Even if you feel scared, you have to show up; you’ll be the only one who looks bad if you don’t.
It’s natural to be nervous about this, but having an FDCPA attorney on your side can make this more comfortable. Moreover, you won’t go to jail for simply falling behind on your bills.
How to Prepare for Your Case
Before you actually go to court, look back on all of your interactions with Rash Curtis and Associates. When you revisit those interactions, you may find that this agency violated the FDCPA. Document the evidence that suggests this.
The evidence could come in the form of a “bad debt” list that you found online or multiple inappropriate voicemails.
You’ll also want to prepare your answers to the questions that you may be asked in court. It’s easiest to do this with the help of an attorney because he or she will have the experience to be able to suss out the questions that you may be asked.
This will make you feel more anchored in court, which will only help your case.
Work with an FDCPA Attorney
The help of an attorney is one of the most valuable resources that you can have in your case. That attorney will help you prepare for the questions, gather evidence, and most importantly, mount a convincing argument that will allow you to walk out of your court with your head held high.
Choosing to go to court is a brave first move, and having an FDCPA attorney advocate for you can help you move forward as quickly as possible.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Rash Curtis and Associates, or any other third-party collection agency, you may not be entitled to any compensation.