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Going to Court With a Collection Agency
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Going To Court Against Global Collection Agency*

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Going to court doesn’t look like it does in the movies. The movies don’t capture that sinking feeling in your stomach. They don’t fully capture the confusion.

And if you’re filing a claim against a company like Global Collection Agency, the movies probably don’t capture the fear that you feel, either.

Going to court can feel so scary and surreal that it feels as though it’s happening to someone else. But if you familiarize yourself with your rights and contact an FDCPA attorney, you’ll be able to ground yourself and emerge from this stronger than before.

Know Your Rights

Thanks to the Fair Debt Collection Practices Act (FDCPA), you’re protected from certain behaviors from third-party collectors, such as:

  • Demanding that you pay more than you actually owe
  • Continuing to call you at work even though you’ve asked the debt collectors not to
  • Leaving you multiple voicemails
  • Calling you before 8 a.m. and after 9 p.m. in your time zone

Going to Court against Global Collection Agency

Contact an attorney as soon as possible if any of that behavior sounds familiar. There’s no reason to be intimidated by third-party collectors, and an attorney is in the best position to protect you and serve as your advocate in court.

Going to Court With Global Collection Agency

Global Collection Agency will receive a notice once you file your claim. The notice came with two components. Those components are the complaint and the summons.

The complaint describes why the company is supposed to come to court, and the summons tells the company where and when it should appear.

Once notice is served, immediately think about how you’re going to make it to court that day. It’s imperative that you get there on time; you must show up, even if you’re positive that Global Collection Agency is entirely in the wrong.

There’s nothing to gain from choosing to stay home, especially since you won’t go to prison just because you didn’t pay your bills.

How to Prepare

Now that you’ve decided to file your claim, you have to start preparing materials for your case. You can start this process by taking stock of all of your interactions with Global Collection Agency. If any of your interactions seem to fall under the umbrella of harassment as described in the FDCPA, you should make sure that you put aside that evidence for your case.

For example, if you have recorded conversations where third-party collectors from Global Collection Agency were using profane language, make sure that you tell your attorney.

Your attorney is also an indispensable part of the preparation process. He or she can help you get ready for your day in court by going through the questions that you may be asked in court and giving you a sense of what type of answers you should give.

This kind of prep work will make the process feel a bit more familiar, which will make a big difference during your appearance.

Talk to an FDCPA Attorney

Most importantly, your attorney is the one who will help this end as quickly, and with the best possible outcome. He or she will be able to help you gather the appropriate evidence, form a convincing argument, and fight on your behalf in the courtroom.

You deserve to have someone help you through this; make it happen by calling an attorney as soon as possible.

*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Global Collection Agency, or any other third-party collection agency, you may not be entitled to any compensation.

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