Crown Asset Management or a similar third-party collection agency may have made harassment your new normal. The profane phone calls at home and at work have become your new normal.
You may have forgotten that you still have some power. Find an experienced FDCPA attorney, and together, the two of you can begin to rebuild your life.
Know Your Rights
The Fair Debt Collection Practices Act (FDCPA) is supposed to deter third-party collection agencies from engaging in a wide range of abusive behavior. Some of the prohibited acts include:
- Discussing your debt with anyone but you, your spouse, and/or your attorney
- Calling you at work after you’ve specifically asked the agency not to
- Impersonating a police officer or an IRS agent
- Publishing your name on a “bad debt” list
- Going after you over an old debt
Of course, there many other actions that third-party collectors cannot take. To learn more about the FDCPA, familiarize yourself with the original language of the document.
But more importantly, find a qualified FDCPA attorney; your attorney will be an expert in the FDCPA and will be able to mount the most convincing case on your behalf.
Going to Court with Crown Asset Management
Crown Asset Management is going to receive a notice once you’ve filed a claim against them. The notice explains why the collection agency is being called to court and also tells the agency where and when it is supposed to appear.
Those two pieces of information are called the summons and the complaint, respectively.
When Crown Asset Management receives this notice, the company will be taking it very seriously and do everything it can to make a good impression in court. You have to have the same mentality. Make any necessary arrangements to guarantee that you arrive to court on time-- frankly, it’s better to attempt to arrive early, if possible.
This sounds like a small thing, but it shows that you’re taking the case seriously, and it can go a long way towards ingratiating yourself to the judge. You won’t go to jail over falling behind on your bills, so go to court with your head held high.
Preparing for Your Appearance
Strong evidence is the backbone of a successful case, so you and your attorney will need to gather up as much as possible. Your goal is to demonstrate that Crown Asset Management was using abusive methods to attempt to collect money, so anything that supports that can be useful evidence.
For example, if you have a credit report that changed as the result of false information reported by the third-party collection agency, you could submit that as evidence.
Another important element is understanding the other side’s perspective. Your attorney will help you predict Crown Asset Management’s arguments and questions so that you can be prepared for your day in court.
This step’s importance cannot be overstated; good preparation makes you calmer and more effective, which in turn increases your chance of a positive outcome.
Talk to an Attorney Today
Harassment shouldn’t be your new normal. Contact an FDCPA attorney today so that you can protect yourself and others. Each FDCPA violation can result in a fine of $1,000 for Crown Asset Management to pay. In other words, your claim will be a hard lesson they won’t soon forget.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Crown Asset Management or any other third-party collection agency, you may not be entitled to any compensation.