The idea of appearing in court with the Collection Bureau of Hudson Valley probably feels like the most unbearable thing in the world at the moment. Questions may be flying through your head. What happens next? Is there anyone who can help you? And what could come of this?
An experienced attorney can help you find answers to these questions, so talk to one as soon as possible. It could very well make all the difference.
Know Your Rights
Understanding your rights is one of the keys to a successful case. If you suspect that the Collection Bureau of Hudson Valley has been engaging in unscrupulous behavior, look back on your interactions with the company.
The Fair Debt Collection Practices Act (FDCPA) prohibits this kind of behavior, which includes the following:
- Calling you before 9 a.m. and after 9 p.m. in your time zone
- Leaving you multiple voicemails
- Contacting you at work after you’ve already asked the agency not to do so
- Sending you embarrassing mail that is clearly from a debt collector
Knowing your rights can be empowering, and it will make a huge difference in how you appear in court. You’ll feel and be more confident, and this has a positive effect on your case.
Familiarize yourself with the list of unacceptable actions, and contact an attorney if you believe you’ve been a victim of harassment from this collection agency.
Going to Court With The Collection Bureau of Hudson Valley
When you call you the Collection Bureau of Hudson Valley into court, the company will be served a notice. The notice comes in two parts. The summons is the portion that explains where and when to appear in court, and the complaint explains why the company is being called to court.
When the notice is served, immediately make arrangements to get to court on that date at the appropriate time. Don’t allow yourself to be late.
This is your opportunity to make a good impression in court, and you’ll gain nothing by showing up late or worse, not showing up at all. If you find yourself panicking, remember that you can’t go to jail for not being able to pay your bills.
Plus, if you choose to call an attorney for help, you’ll have someone actively advocating for you in your court.
How to Prepare for Your Day in Court
You can also advocate for yourself by preparing for your case. A great way to do this is by gathering evidence of wrongdoing from the third-party collection agency.
For example, if you have evidence that the agency took money out of your bank account without your consent, make sure that you tell your attorney. A good attorney will also help you gather up evidence that you would have neglected to find on your own, such as abusive voicemails or media you had forgotten about.
Additionally, an attorney can help you prepare by determining what questions the other attorney may ask and help you prepare for them. Being able to anticipate what questions the other side will ask can make the process feel less intimidating and mysterious.
Better yet, this kind of preparation will also increase your chances of having a positive outcome.
Contact an Attorney
An FDCPA attorney will be essential to your success. He or she can devote time and expertise to making sure that you can put up an excellent defense in court. This help is invaluable; it’s the kind of help that will allow you to walk away from this situation without fear or worry.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against The Collection Bureau of Hudson Valley or any other third-party collection agency, you may not be entitled to any compensation.