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Sample Dispute Letter to Rushmore Service Center, LLC*

Stop The Harassment

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If you have received a letter or a phone call from a debt collection agency, does the communication mean the company has the final say about an alleged delinquent credit card or personal loan balance?

Far too many consumers believe third party debt collectors have complete control over how the debt collection process unfolds. However, a groundbreaking federal consumer protection law says otherwise.

Considered the most important consumer protection law ever passed by the United States Congress, the Fair Debt Collection Practices Act (FDCPA) outlaws dozens of previously valid debt collection tactics.

A third party debt collector such as Rushmore Service Center LLC cannot threaten to seize your property to liquidate it into cash. The company is also not allowed to deceive you in any way. One of the lesser known provisions of the FDCPA grants you the legal power to send a debt dispute letter to a bill collector.

Know When to Send a Debt Dispute Letter

The United States Congress did not just enact a law that prohibits certain debt collection practices. It also clearly defined the process for sending a debt dispute letter. According to the FDCPA, a bill collector must send you a debt confirmation letter within five days of first making contact with you.

Within the debt confirmation letter should include details about the debt in question, including the amount of money owed and the contact information for the original creditor.

After receiving a debt confirmation letter, you have 30 days to send a dispute letter that requests additional proof that the alleged debt is legally valid. Working with a state licensed lawyer ensure the letter does not contain any emotionally charge language.

Sample Dispute Letter to Rushmore Service Center, LLC*

How to Write a Persuasive Debt Dispute Letter

When you go online to research writing a valid debt dispute letter, you will discover several websites devoted to uploading templates that show you how to get the job done right.

Here is one example of a debt dispute letter that you can send to a debt collection agency such as Rushmore Service Center, LLC:


Your name


Account number of alleged debt

To Whom it may concern,

A representative from your company called me at home at 1:15 pm on May 5, 2020. The representative claimed I owe money on a credit card account that I never took out with the original creditor. After reading the debt conformation letter you sent me, I am officially disputing the legitimacy of the debt in question.

My FDCPA lawyer has recommended that I ask you to send me documentation that proves I am legally liable to pay off the alleged debt. This includes sending me copies of every bill statement, as well as detailing the additional charges levied on the account.

You also need to confirm that your company is licensed to collect outstanding consumer debts in the state where I live.


Your name

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Never permit a debt collection agency to trick you into paying off a debt you have no obligation to pay off. The FDCPA gives consumers the right to file claims against unlawful third party debt collectors.

Find out if you eligible to receive just compensation for FDCPA violations by scheduling a free initial consultation with an FDCPA Attorney.

Additional Resources

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rushmore Service Center, LLC or any other third-party collection agency, you may not be entitled to any compensation.