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Debt Settlement Letter By Collection Agency
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Debt Settlement Letter to Avante USA, Ltd.*

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A consumer debt settlement represents a legally binding agreement between you and a creditor or a debt collection agency. Debt settlements typically allow consumers to wipe the debt slate clean by paying less than the original amount owed.

Settling an outstanding credit card or personal loan account prevents a delinquent debt from blemishing your credit score. Third party debt collectors like Avante USA, Ltd. accept lump sum payments, as well as payment plans that match consumer financial constraints.

You can work with a for profit debt settlement company to reach an agreement with Avante USA, Ltd. However, most debt settlement companies charge outrageously high fees.

You can also draft your own debt settlement letter, but you run the risk of not including all the information you need to forge an agreement with a bill collector. The best solution for settling consumer debts involves hiring a licensed consumer protection lawyer to write a debt settlement letter.

Have a Consumer Protection Lawyer in Your Corner

If you face the possibility of a debt collection agency taking action against you, the stress caused by falling under the legal gun can hinder any attempt to craft an effective debt settlement letter. Avante USA, Ltd. will have at least one lawyer on its legal team that has experience pursing debt collection cases.

The third party debt collector has gone through countless debt settlement cases, while this is your first rodeo trying to salvage your credit reputation. An accomplished consumer protection lawyer knows how to word an effective debt settlement letter, as well as negotiate a debt settlement you can afford.

You also need an experienced consume lawyer who understands every provision written into the Fair Debt Collection Practices Act (FDCPA).

Your lawyer will prevent a bill collector from harassing you by using abusive language or issuing threats to you, as well as your family, in attempts to get you to pay off an outstanding credit card or personal loan balance.

The FDCPA also prohibits third party debt collectors from implementing deceptive tactics, such as impersonating law enforcement or claiming you can go to jail for not taking care of a delinquent debt. If a bill collector violates one or more provisions of the FDCPA, your lawyer will file a lawsuit seeking monetary damages.

Debt Settlement Letter to Avante USA, Ltd.*

Actual Debt Settlement Letter Sent to Avante USA, Ltd.

Some debt collection agencies settle outstanding consumer debts for also as 25% of the original balance. However, you can expect to settle for a higher amount. The reason Avante USA, Ltd. will settle with you is because the debt collection agency wants to recover at least some of the original credit card or personal loan balance.

The debt settlement letter you send Avante USA, Ltd. will have the date and your contact information at the top of the letterhead. Dating the debt settlement letter is important to place a time stamp on the debt settlement proceeding.

The heart of the debt settlement letter should include the amount of the proposed settlement, as well as the reason(s) why you can afford to pay only a percentage of the original debt.

End the debt settlement letter by encouraging the bill collector to sign and date the letter for return to your home address, if the debt collection agency accepts your debt settlement terms.

Contact a licensed FDCPA lawyer today to draft a compelling debt settlement letter sent to Avante USA, Ltd.

Additional Resources

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Avante USA, Ltd. or any other third-party collection agency, you may not be entitled to any compensation.

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