Are You Being Called By Williams & Fudge, Inc.?*

People fall into serious debt for a number of reasons that may not be their fault, but the outcome remains the same: Once an account goes into arrears, creditors will assign them to third-party debt collectors who have the potential to go into overdrive to settle the accounts. If this has happened to you, there may be resources and assistance available to get the calls to stop immediately.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) places limits on what third-party debt collectors and collection agencies can do while attempting to collect consumer debts. Actions like the following are strictly prohibited:

• Using profane and obscene language
• Ignoring a formal request to cease communications
• Threatening consequences they cannot legally inflict, or have no intention of carrying out
• Discussing the debt with anyone except you, your spouse, or your attorney
• Calling at all hours of the day and night
• Claiming that you owe an amount that’s not supported by law or the original creditor agreement

Company Profile: Williams & Fudge, Inc.

If you are being called by Williams & Fudge, Inc. information about the company is below.

Williams & Fudge, Inc. is a collection agency located in Rock Hill, South Carolina. It was established in 1986, has 370 employees, and is managed by its President, Gary L. Williams. Litigation records retained at the PACER (Public Access to Court Electronic Records) website confirm that people who believed they were being harassed by Williams & Fudge, Inc. dealt with the situation by hiring attorneys and fighting the agency in court.

Alleged Violations against Williams & Fudge, Inc.

Samantha Sharp vs. Williams & Fudge, Inc. et al*

According to PACER, on December 11, 2014, Williams & Fudge, Inc. sent Illinois resident Samantha Sharp a collection letter demanding payment of a debt she allegedly owed to Lewis University. Because she didn’t recognize the debt, Ms. Sharp referred the matter to her attorneys. Accordingly, on December 19, 2014, Ms. Sharp’s attorneys sent Williams & Fudge, Inc. a letter advising it that she was represented by counsel, that she disputed the debt, and demanded validation of it. Despite confirmed receipt of this letter, on January 22, 2015, Williams & Fudge, Inc. allegedly wrote directly to Ms. Sharp and demanded payment of the Lewis University debt.

Feeling harassed by Williams & Fudge, Inc., Ms. Sharp hired a consumer attorney and sued the company for allegedly violating the FDCPA by contacting her directly when she was represented by an attorney.

The matter was later dismissed.

Hire an FDCPA Attorney

The phone numbers for this collection agency are:

• 1-803-329-9791
• 1-800-849-9791

If either number shows up on your caller ID when the phone rings, it means that you are being called by Williams & Fudge, Inc.. If they persist in contacting you directly when you have retained legal counsel regarding a debt, hire a consumer attorney. If you file a claim against Williams & Fudge, Inc. and win, you could potentially receive $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. When it comes to collecting consumer debts, collectors face penalties when the law is broken.

*Case taken from PACER (www.pacer.gov). File number is Case: 1:15-cv-01436 Document from the United States District Court for the Northern District of Illinois, Eastern Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Williams & Fudge, Inc., or any other third-party collection agency, you may not be entitled to any compensation.