Is Williams, Alexander & Associates, Inc. Calling You?*

Are debt collectors calling you morning, noon, and night, demanding money that you don’t have? Are they threatening to garnish your wages or send you to jail? You may feel powerless in such an upsetting situation, but the law is on your side.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to prevent outrageous debt collector conduct from driving consumers to bankruptcy. Today, over 40 years later, any collection agency that uses unconscionable tactics like those below can be fined or even lose its license.

• Using profane or obscene language
• Calling you at work after you’ve told them that your employer won’t let you take such calls
• Contacting you directly even after you’ve hired an attorney to represent you in the matter
• Telling you that you will arrested or your wages garnished if you don’t pay
• Discussing your debt with your friends, neighbors, and co-workers
• Maliciously reporting false information to the credit bureaus

Company Profile: Williams, Alexander & Associates, Inc.

If you are being called by Williams, Alexander & Associates, Inc., information about the agency is available below.

Williams, Alexander & Associates, Inc. is a debt collection agency located in Wayne, New Jersey. It was established in 1992, has 20 to 49 employees, and is managed by its President, Alan H. Katz.

According to the company website, it is a member of the New Jersey Better Business Bureau’s Customer Satisfaction Program, the American Collectors Association and its Healthcare Services Program and Check Services Program.

Records retained by the PACER website confirm that consumers who felt they were being harassed by Williams, Alexander & Associates, Inc. turned the matter over to the courts.

Alleged Violations against Williams, Alexander & Associates, Inc.

According to PACER, on or around October 2, 2015 Williams, Alexander & Associates, Inc. sent a collection letter to a New Jersey consumer. It included the following statement:

”However we do and will utilize whatever means necessary and permissible by law to protect our client’s interests. In addition, we are a credit reporting source and we forward all valid debt information to the national credit bureaus.”

The consumer felt that this language overshadowed his 30-day dispute rights. In addition, the overdue amount, which was $195.95 had a collection cost of $93.58 added, which is roughly 48% of the total debt.

Feeling harassed by Williams, Alexander & Associates, Inc., he hired a consumer lawyer and sued the agency for:

• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt
• Overshadowing his dispute rights

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for Williams, Alexander & Associates, Inc. are:

• 1-973-709-0500
• 1-800-394-2655

If you see either number on your caller ID, you are being called by Williams, Alexander & Associates, Inc. If they make demands that disregard your statutory dispute rights and add unreasonable and unauthorized collection fees to the total, don’t give in and pay.

Hire a consumer lawyer and file a claim against Williams, Alexander & Associates, Inc.. Although debt collectors can be aggressive, the FDCPA gives you the right to be treated with respect and have the opportunity to dispute the debt. When this right is denied, penalties result.

Additional Resources

• What Are Damages in an FDCPA Claim?
• How Do I Pay an FDCPA Attorney?

Case taken from PACER (pacer.gov). File number is Case 2:16-cv-04598-ES-MAH from the United States District Court for the District of New Jersey.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Williams, Alexander & Associates, Inc. or any other third-party collection agency, you may not be entitled to any compensation.