No matter how much debt you owe, collection agencies must observe respect the law when collecting it, or risk financial and administrative penalties. They won’t tell you that, however. They would prefer you not realize that you have rights in these cases.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) prohibits abusive debt collection practices. If you are being pursued by a debt collector that tries any of the tactics below, they have broken the law and you can seek compensation.
- Raising their voice and threatening you
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Refusing to provide you with information about the debt
- Impersonating law enforcement
- Use abusive, obscene, or profane language
- Publicly identifying you as an alleged debtor
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Company Profile: United Abstract Group, Inc.
If you are being called by United Abstract Group, Inc., here are some additional company details.
United Abstract Group, Inc. is a debt collection agency located in Huntington Station, New York. It was established in 2004, has fewer than five employees, and is managed by its CEO, Anthony Picone. Litigation records at the PACER website suggest that consumers who felt that they were being harassed by United Abstract Group, Inc. filed claims for compensation.
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Alleged Violations against United Abstract Group, Inc.*
According to information on the PACER website, in or around December 2006, United Abstract Group, Inc. sent a collection letter to a Georgia consumer. The consumer claimed that another company that was allegedly an ‘alter ego’ of this agency had already attempted to collect from him and been told that they had the wrong party.
Feeling harassed by United Abstract Group, Inc., the consumer hired counsel and sued the agency for:
- Misrepresenting the character, amount, or legal status of the debt
- Using false, deceptive, or misleading means to collect a debt
A judge awarded the consumer $1,000 in damages under the FDCPA.
![Called By United Abstract Group, Inc.? Here's What to Know]()
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Hire a Consumer Lawyer
The phone numbers for United Abstract Group, Inc. are:
If any of them appear on your caller ID, seek legal advice, as it is confirmation that United Abstract Group, Inc. is calling you. If they persist in trying to collect from you after being told that they have the wrong person, hire a consumer lawyer and file a claim against United Abstract Group, Inc. You could be awarded $1,000 per FDCPA violation in addition to your court costs and attorney fees, so standing up for yourself can both stop the harassment and get you the compensation you deserve.
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Additional Resources
*Case taken from PACER (pacer.gov). File number is Case 1:07-cv-00487-CAP from the United States District Court for the Northern District of Georgia, Atlanta Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against United Abstract Group, Inc. or any other third-party collection agency, you may not be entitled to any compensation.