Are You Being Called By Total Account Specialty Collections?*

Are You Being Called By Total Account Specialty Collections?* Here’s What You Need to Know

Financial difficulties can strike at any time, but it’s not a comforting thought when you’ve lost your job due to COVID-19 and debt collectors are calling. Although bankruptcy may be a tempting option when you’re afraid to answer your phone, understanding your rights can also improve the situation.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act limits how collection agencies can communicate with you about an unresolved debt. Under the FDCPA, the following actions are illegal and can lead to fines or license revocation:

• Using aggressive language
• Threatening to send you to jail
• Calling at inconvenient times
• Using an autodialer to call you
• Claiming to be an attorney or law enforcement officer

Company Profile: Total Account Specialty Collections

Need Help With Total Account Specialty Collections?

Call for a Free Case Evaluation Now!

475.277.1188

If you are being called by Total Account Specialty Collections, here are some additional company details.

Total Account Specialty Collections is a debt collection agency headquartered in Texarkana, Texas. It was established in 2002, employs 10 people, and is overseen by Tina Dickerson. A search of the records at the PACER legal archive show that those who believed Total Account Specialty Collections was harassing them were firm in standing their ground.

Alleged Violations against Total Account Specialty Collections**

According to PACER, on August 22, 2018, a Texas consumer sent a letter disputing a debt that Total Account Specialty Collections was reporting to the credit bureaus. When she reviewed her report again on December 10, 2018, her account was allegedly not updated.

Feeling harassed by Total Account Specialty Collections, he sued the agent for:

• Failing to notify the credit bureaus of his dispute
• Using misleading methods to collect the debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone number for this company is 1-903-794-2024. Its appearance on your caller ID means that Total Account Specialty Collections is on the line. If they submit inaccurate information to the credit bureaus, get a Free Case Evaluation from a consumer lawyer and file a claim against Total Account Specialty Collections. A court could award you $1000 per FDCPA violation, so meet with an attorney when you want the harassment to stop.

**Case taken from PACER (pacer.gov). File number is Case 6:19-cv-00204-JDK from the United States District Court for the Eastern District of Texas, Tyler Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Total Account Specialty Collections or any other third-party collection agency, you may not be entitled to any compensation.

Additional Resources

• Did a Debt Collector Affect your Credit Score?
• Did a Debt Collector Publish Your Name on a “Bad Debt” List