Are You Being Called By Summit Account Resolution?*

If debt collectors have you so stressed out that you can’t sleep at night and you’re afraid to answer the phone, something is wrong. No matter how much you owe, harassing and intimidating you is illegal. Read on to learn more about your rights as an indebted consumer.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect indebted consumers. Four decades later, it remains illegal for a third party debt collector to use tactics like the following to compel you to pay a debt.

• Calling you constantly every day
• Pretending to be police officers, government officials, or any other law enforcement figure
• Demanding amounts not supported by law or the original creditor agreement
• Disguising the fact that they are debt collectors trying to collect a debt
• Using profane and obscene language
• Reporting false information to the credit bureaus

Company Profile: Summit Account Resolution

If you are being called by Summit Account Resolution, more information about the company is below.

Summit Account Resolution is a debt collection agency in Champlin, Minnesota. It was established in 1996, has 42 employees, and is managed by Timothy J. Turner. Its parent organization is Support Collectors, Inc.

Records maintained by the PACER website reveal that consumers who believed that they were being harassed by Summit Account Resolution asserted their rights in court.

Alleged Violations against Summit Account Resolution

According to information on the PACER website, in or around late 2009, Summit Account Resolution allegedly started calling the father of a California consumer about a debt owed by his son. He complained that collectors threatened to send a private investigator to his home and sue him, saying that the burden of proving that the debt was not his rested with him.

Feeling harassed by Summit Account Resolution, the consumer filed an FDCPA claim against the agency for:

• Contacting him at inconvenient times and places
• Using harassing and abusive means to collect a debt
• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt
• Threatening to take action that cannot legally be taken
• Misrepresenting the character, amount, or legal status of the debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for this debt collection agency are:

• 1-888-222-0793
• 1-763-422-3921

If they flash on your caller ID when the phone rings, you are being called by Summit Account Resolution. If they harass and threaten you over someone else’s debt, fight back by hiring a consumer lawyer and filing a claim against Summit Account Resolution.

You could receive $1,000 plus your reasonable attorney fees, so take action when a collection agency goes too far.

Additional Resources

• How Much Could I Earn If I File an FDCPA Claim?
• How Do I Pay a FDCPA Lawyer?

Case taken from PACER (pacer.gov). File number is Case 5:09-cv-04791-HRL from the United States District Court for the Northern District of California, San Jose Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Summit Account Resolution or any other third-party collection agency, you may not be entitled to any compensation.