Debt can impact your quality of life, especially if debt collectors are being relentless. Your phone may ring off the hook. Rude demand letters may fill your mailbox. Perhaps a debt collector has harassed and embarrassed you at work. The good news is that you can make it stop.
Your Rights Under the FDCPA
While debt collectors are allowed to request payment for a debt you genuinely owe, a consumer protection law called the Fair Debt Collection Practices Act (FDCPA) makes it illegal for them to use aggressive collection actions like the following:
- Using profane and obscene language
- Claiming to be attorneys or police officers
- Calling before 8:00 a.m. and after 9:00 p.m. in your time zone
- Threatening to take your house
- Contacting you after you have formally requested that all communications cease
- Reporting false information to the credit bureaus
Company Profile: Rushmore Service Center, LLC
If you are being called by Rushmore Service Center, LLC, we have put together more information about the company.
Rushmore Service Center, LLC is a debt collection agency located in Sioux Falls, South Dakota. It opened for business in 2011, has 11 employees, and is managed by its CEO, Miles Beacom.
Legal records at the PACER website reveal that consumers who believed they were being harassed by Rushmore Service Center, LLC received advice from consumer lawyers and fought back.
Alleged Violations against Rushmore Service Center, LLC
According to PACER, on or around July 12, 2017, Rushmore Service Center, LLC sent a collection letter to an Illinois consumer demanding payment for a debt that had been discharged in a Chapter 13 bankruptcy.
Feeling harassed by Rushmore Service Center, LLC, she hired a consumer attorney and sued the agency for allegedly violating her rights by:
- Misrepresenting the legal status of the debt
- Used false, deceptive, and misleading means to collect a debt
The matter was later settled.
Hire a Consumer Lawyer
The phone numbers for this collection agency are:
When these numbers appear on your caller ID, it’s confirmation that Rushmore Service Center, LLC is trying to contact you. If they demand that you pay a debt that was included in an earlier bankruptcy filing, don’t do it.
Hire a consumer lawyer and file a claim against Rushmore Service Center, LLC. You could receive statutory damages and compensation for the costs of pursuing the claim, so never tolerate abuse when you have other options.
Case taken from PACER (pacer.gov). File number is Case: 1:17-cv-05918 from the United States District Court for the Northern District of Illinois, Eastern Division.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rushmore Service Center, LLC or any other third-party collection agency, you may not be entitled to any compensation.