Many consumers in the United States are harassed by debt collectors, sometimes for debts that they don’t even owe. Even if your debt is legitimate, collection agencies are legally prohibited from harassing you to recoup it.
The FDCPA and How Your Rights Fall Under It
The Fair Debt Collection Practices Act, or FDCPA, was passed by Congress in the late 1970s to prevent third-party debt collection organizations from using inappropriate measures to collect from consumers. Because of this, collection agencies cannot:
- Discussing the debt with third party, which include people from work, neighbors, and friends
- Demanding amounts that exceed the original debt
- Using inappropriate language
- Using an autodialer to harrass
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Company Profile: Revenue Enterprises, LLC
If you are being called by Revenue Enterprises, LLC, you can find additional information about the company below.
Revenue Enterprises, LLC is a debt collection agency in Aurora, Colorado. It was founded in 2001, has 80 employees, and is managed by its CEO, Timothy A. Brainerd.
An inspection of legal records at the PACER website indicates that consumers who believed that they were being harassed by Revenue Enterprises, LLC made the company prove its claims.
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Alleged Violations against Revenue Enterprises, LLC
According to PACER, on or about June 18, 2010, Revenue Enterprises, LLC sent a collection letter to a Colorado consumer seeking payment for a medical debt. The letter, which was introduced as an exhibit, appeared to identify multiple creditors and account numbers, making it hard for her to understand what she owed and to who.
Feeling harassed by Revenue Enterprises, LLC, she obtained legal advice before suing the company for:
- Misrepresenting the character, amount, or legal status of the debt
- Using false, deceptive, and misleading means to collect a debt
- Trying to collect an amount not permitted by law or the original creditor agreement
The matter was later dismissed.
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Hire an Attorney
The phone numbers for this debt collection agency are:
Seeing them on your caller ID is confirmation that you are being called by Revenue Enterprises, LLC. If they send collection letters that make it impossible to determine who the original creditors are, hire a consumer lawyer and file a claim against Revenue Enterprises, LLC.
When a debt collector is not transparent with you, you could be awarded $1,000 in damages plus your attorney fees, making their approach an expensive mistake.
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Additional Resources
Case taken from PACER (pacer.gov). File number is Case 1:10-cv-02449-RPM-BNB from the United States District Court for the District of Colorado.
*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Revenue Enterprises, LLC or any other third-party collection agency, you may not be entitled to any compensation.