Are you being called by Rentdebt Automated Collections, LLC?* Here’s what you need to know
Getting a call from a debt collector is rarely a pleasant occasion. They can be rude and intimidating, especially if you are unable to pay, but don’t let a collection agency bully you into taking actions that aren’t in your best interests. If they attempt to bully or embarrass you, they’re out of bounds and you can make a complaint.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to behave professionally when collecting debts. Tactics like those below are illegal, and can result in revocation of the agency’s license.
- Calling you before 8:00 a.m. and after 9:00 p.m. your time
- Threatening you with consequences or actions they can’t legally take or have no intention of taking
- Using profane or obscene language
- Discussing your debt with anyone except you, your spouse, or your attorney
- Calling you at work after you’ve told them that your employer doesn’t allow such calls
- Telling you that you have committed a crime and will be arrested if you don’t pay them right now
Company Profile: Rentdebt Automated Collections, LLC
If you are being called by Rentdebt Automated Collections, LLC, information about the company is below.
Rentdebt Automated Collections, LLC, is a debt collection agency located in Nashville, Tennessee. It was established in 2007, has less than 10 employees, and is managed by its President, Robert Duffy. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Rentdebt Automated Collections, LLC chose to confront the company in court and seek damages.
Alleged Violations against Rentdebt Automated Collections, LLC
According to PACER, in June of 2014, Rentdebt Automated Collections, LLC called a South Carolina resident at her place of employment in an attempt to collect a consumer debt. She informed the caller that she could not have such conversations at work and to stop contacting her there, but the calls allegedly continued.
Feeling harassed by Rentdebt Automated Collections, LLC, she hired a consumer attorney and sued the company for allegedly violating the FDCPA by:
The matter was later settled.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of them on your caller ID, it means that you are being called by Rentdebt Automated Collections, LLC about a debt they have purchased or been assigned to collect. If they persist in calling you at work after you have advised that such calls are not allowed, hire a consumer attorney who can help you protect your rights. If you file a claim against Rentdebt Automated Collections, LLC, a judge could award you $1,000 per FDCPA violation plus any other associated costs, such as court costs and attorney’s fees. The law is on your side in instances like these, so never be too intimidated to fight back.
*Case taken from PACER (www.pacer.gov). File number is 2:14-cv-03667-DCN from the United States District Court for the District of South Carolina, Charleston Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Rentdebt Automated Collections, LLC, or any other third-party collection agency, you may not be entitled to any compensation.