Are You Being Called By Renaissance Recovery Solutions, Inc.?*

Are you being called By Renaissance Recovery Solutions, Inc.?* Here’s what you need to know.

If every second call you receive is from a debt collector, you probably don’t feel in control of your situation. If you let them, these companies will scare you into payment arrangements you can’t afford or promises you can’t keep. Don’t be pushed that far when there are laws in place to protect you.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is a federal law that lets you dispute a debt, ask for it to be validated, and tell the debt collector to stop calling you. It also prohibits debt collector from using methods like the following to pressure you into paying.

• Using profane and obscene language
• Maliciously reporting false information to the credit bureaus
• Contacting you after you have sent a cease and desist letter
• Threatening legal actions that they have no intention of taking
• Demanding outrageous ‘fees’ in addition to the original debt
• Claiming to be an attorney or a law enforcement official

Company Profile: Renaissance Recovery Solutions, Inc.

If you are being called by Renaissance Recovery Solutions, Inc., information about the company is below.

Renaissance Recovery Solutions, Inc. is a debt collection company located in Grand Rapids, Michigan. It opened for business in 2005, has 110 employees, and is managed by David Cowlbeck. Litigation records viewable at the PACER (Public Access to Court Electronic Records) website indicates that consumers who felt they were being harassed by Renaissance Recovery Solutions, Inc. were quick to seek damages.

Alleged Violations against Renaissance Recovery Solutions, Inc.

According to PACER, in February 2010 Renaissance Recovery Solutions, Inc. started trying to repossess a vehicle from a Connecticut woman who had cosigned on her daughter’s financing agreement. She later claimed that an agency representative banged on her door and demanded to know where the car was. When she said she didn’t know, the representative allegedly called her a liar and threatened to both have her arrested and seize her home.

Feeling harassed by Renaissance Recovery Solutions, Inc., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using profane and obscene language
• Threatening legal action that could not be taken
• Using false, deceptive and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire an Attorney

The phone number for this debt collection agency is 1-616-677-5100. If you see it on your caller ID at any time, it means that you are being called by Renaissance Recovery Solutions, Inc.. If they show up to your house and scream abuse at you, contact a consumer attorney who can help you fight back. If you file a claim against Renaissance Recovery Solutions and win, you could be awarded $1,000 per FDCPA violation plus legal costs. Let an attorney help you get the compensation you are entitled to.

*Case taken from PACER (www.pacer.gov). File number is Case 3:10-cv-00889-VLB from the United States District Court for the District of Connecticut.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Renaissance Recovery Solutions, Inc., or any other third-party collection agency, you may not be entitled to any compensation.