Here’s what you need to know
Is a debt collector calling you every day and demanding that you pay immediately or risk wage garnishment, foreclosure, or even arrest? If so, they are violating the law law, and if you sue them, you could be awarded an amount that exceeds the alleged debt.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, regulates what third party debt collectors may say and do while contacting you about a debt. Collection methods like those listed below can cost an agency its license.
- Calling at unreasonable and inconvenient hours
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Harassing you by telephone (e.g. calling and hanging up)
- Using abusive and / or obscene language
- Keep contacting you even after you dispute a debt or demand its validation
- Discussing your debt with anyone except you, your spouse, or your attorney
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Company Profile: Recovery Partners, LLC
If you are being called by Recovery Partners, LLC, information about the company is below.
Recovery Partners, LLC is a debt collection company located in Scottsdale, Arizona. It was established in 2005, has 100 employees, and is managed by its President, Benjamin Lewis When records retained at the PACER (Public Access to Court Electronic Records) website are reviewed, it becomes clear that consumers who felt they were being harassed by Recovery Partners, LLC pursued damages in court. Recovery Partners, LLC maintains an F BBB rating and a 1.8 our of 5 average review rating.
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Alleged Violations against Recovery Partners, LLC
According to PACER, in or around early 2010, Recovery Partners, LLC allegedly tried to collect a consumer debt from a Maryland resident by calling her several times a day and frequently disconnecting the call as soon as she answered. The plaintiff also claimed that the callers failed to identify themselves or state they were calling to collect a debt, and persisted in contacting her after she told them that she was represented by an attorney and asked them to direct their calls to her attorney. On at least one occasion a debt collector allegedly threatened to report false information on her credit report.
Feeling harassed by Recovery Partners, LLC, the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later settled.
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Hire an Attorney
The phone numbers for this debt collection agency are as follows:
If you see either of them on your caller ID at any time, be aware that you are being called by Recovery Partners, LLC. If they harass you by phone even though you have legal representation for the debt, hire a consumer attorney who can help you file a claim against Recovery Partners, LLC. If the court rules in your favor you may potentially be awarded $1,000 per FDCPA violation plus court costs and reasonable attorney fees. Owing money does not make you a target for harassment- it’s an assumption that turns into an expensive mistake for many debt collectors.
*Case taken from PACER (www.pacer.gov). File number is Case 1:10-cv-02636-BPG from the United States District Court for the District of Maryland, Northern Division.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Recovery Partners, LLC , or any other third-party collection agency, you may not be entitled to any compensation.