Are You Being Called By Receivables Outsourcing, Inc.?*

Are you being contacted daily by debt collectors? Although this can be an alarming experience, understand that you are not alone. Most people carry some form of debt, whether it is a credit card balance or a mortgage, and repayment difficulties are common.

You are also protected by federal law if a collection agency goes too far.

Your Rights Under the FDCPA

In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA, to curb aggressive debt collection practices. Today, any third-party collection agency that uses these types of pressure tactics on you can be shut down.

• Demanding more money than you actually owe
• Threatening to tell your friends, neighbors, and family members about your debt problems
• Calling you names like loser
• Using profane or obscene language
• Trying to collect a time-barred debt
• Failing to identify themselves during each communication as a debt collector seeking to collect a debt

Company Profile: Receivables Outsourcing, Inc.

If you are being called by Receivables Outsourcing, Inc., here are some additional company details.

Receivables Outsourcing, Inc. is a debt collection agency in Timonium, Maryland. It was founded in 1995, has 230 employees, and is managed by its President, Chris Wunder.

Consumer litigation records viewable at the PACER website confirm that consumers who believed that they were being harassed by Receivables Outsourcing, Inc. opted to fight instead of pay.

Alleged Violations against Receivables Outsourcing, Inc.

According to PACER, on or about May 2011, Receivables Outsourcing, Inc. allegedly spoke to a Maryland consumer who wanted to dispute a debt. The collector, who identified himself as Daniel, allegedly claimed that she could not do so and that he would not report it as dispute to the credit bureaus.

Feeling harassed by Receivables Outsourcing, Inc., the consumer sued the company for allegedly:

• Using unfair and unconscionable means to collect a debt
• Using false, deceptive, and misleading means to collect a debt

The matter was later dismissed.

Hire an Attorney

The phone number for this debt collection agency is 1-410-616-2500. If it appears on your caller ID, it means that you are being called by Receivables Outsourcing, Inc. If they claim that you can’t dispute a debt, don’t believe them.

Instead, protect yourself by hiring a consumer lawyer and filing a claim against Receivables Outsourcing, Inc. Any collection agency that violates the FDCPA can be ordered to compensate you, so never assume that you have no rights.

Additional Resources

• Have Your FDCPA Rights Been Violated?
• What Are Damages in an FDCPA Claim?

Case taken from PACER (pacer.gov). File number is Case 1:11-cv-01333-JKB from the United States District Court for the District of Maryland.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Receivables Outsourcing, Inc. or any other third-party collection agency, you may not be entitled to any compensation.