Are You Being Called By Receivable Solutions, Inc.?*

Are you being called by Receivable Solutions, Inc.?* Here’s what you need to know.

If debt collectors have been calling you so often that your heart skips a beat each time your phone goes off, this is not normal – or legal- practice. While collecting a debt is legal, harassing people into a nervous breakdown or bankruptcy is not. Read on to learn more about your rights as an indebted consumer.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to protect consumers from being stressed and threatened into bankruptcy. It regulates interactions between debt collectors and debtors, and prohibits actions like those below.

• Calling you constantly
• Demanding amounts not supported by law or the original creditor agreement
• Using profane and obscene language
• Demanding amounts that are inflated by ‘service charges’
• Failing or refusing to identify themselves as debt collectors in every communication
• Pretending to be members of law enforcement

Company Profile: Receivable Solutions, Inc.

If you are being called by Receivable Solutions, Inc., information about the company is below.

Receivable Solutions, Inc. is a debt collection agency located in Watsonville, California. It was established in 2000, has 92 employees, and is managed by its President, Paul Reardon. Records archived at the PACER (Public Access to Court Electronic Records) website confirm that consumers who believed they were being harassed by Receivable Solutions, Inc. sued the agency to bring the unwanted contact to an end.

Alleged Violations against Receivable Solutions, Inc.

According to PACER, on January 15, 2016 Receivable Solutions, Inc. attempted to collect a debt from a South Carolina resident by allegedly leaving a voicemail that failed to disclose the purpose of the call. It was followed by several more calls, all of them allegedly vague.

Feeling harassed by Receivable Solutions, Inc., the plaintiff hired a consumer attorney and sued the company for allegedly violating the FDCPA by leaving voice messages that did not adequately reveal the caller’s identity.

The matter was later settled.

Hire an Attorney

The phone numbers for this debt collection agency are:

• 1-314-590-7277
• 1-314-590-7218
• 1-877-249-5139
• 1-804-790-0446
• 1-843-861-1664
• 1-803-744-1808

If any of them appear on your caller ID in response to an incoming call, it means that you are being called by Receivable Solutions, Inc.. If they call you constantly and leave vague or prerecorded messages, contact a consumer attorney who can help you file a claim against Receivable Solutions, Inc.. If the case goes in your favor, you could potentially win $1,000 per FDCPA violation, plus legal fees. When a collection agency fails to be up front with you, they could end up in debt to you instead.

*Case taken from PACER (www.pacer.gov). File number is 8:16-cv-01893-BHH from the United States District Court for the District of South Carolina, Anderson-Greenwood Division.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Receivable Solutions, Inc., or any other third-party collection agency, you may not be entitled to any compensation.