Are You Being Called By Quality Collection Service, Inc.?*

When a debt collector gets you on the phone, they demand immediate payment and often become hostile when you refuse to pay up immediately. They’d rather you didn’t know that there are rules collection agencies must follow, and that by demeaning or belittling you, they are breaking federal law.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, gives indebted consumers the right to dispute a debt and makes it illegal for third-party debt collectors to use tactics like those below to intimidate you into paying.

• Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
• Maliciously reporting inaccurate information to the credit bureaus
• Discussing the debt with anyone except you, your spouse, and your attorney
• Trying to collect an amount that is not authorized by law or the original creditor agreement
• Using profane and obscene language
• Pretending to be lawyers or members of law enforcement

Company Profile: Quality Collection Service, Inc.

If you are being called by Quality Collection Service, Inc., information about the company is below.

Quality Collection Service, Inc. is a debt collection agency located in Orlando, Florida. It was established in 1980, has approximately 15 employees, and is managed by its President, David Fill.

Court action records retained by the PACER (Public Access to Court Electronic Records) website confirm that many consumers who believed they were being harassed by Quality Collection Service, Inc. went to court to bring the harassment to an end.

Alleged Violations Against Quality Collection Service, Inc.

According to PACER, prior to December 16, 2011, Quality Collection Service, Inc. was reporting a debt it was trying to collect from an Indiana resident to the Experian credit reporting agency. His attorney faxed a dispute letter on her behalf to the collection agency and received confirmation of a successful transmission.

However, her Experian credit report dated March 23, 2012, failed to indicate that the debt was disputed by the consumer. Feeling harassed by Quality Collection Service, Inc., she hired a consumer attorney and sued the company for allegedly violating the FDCPA by:

• Reporting inaccurate information to the credit bureaus
• Using unfair and unconscionable means to collect a debt

The judge later ruled in favor of the plaintiff.

Hire an Attorney

The phone numbers for this collection agency are:

• 1-407-281-0140
• 1-800-662-7888

If either one flashes on your caller ID when the phone rings, it means that you are being called by Quality Collection Service, Inc. If they report inaccurate information to the credit bureaus and adversely affect your credit rating, hire a consumer attorney right away.

If you file a claim against Quality Collection Service, Inc. and win, you could potentially receive $1,000 per FDCPA violation plus associated damages and costs, so never let shame over owing a debt (or fear over filing a claim) make you back down.

*Disclaimer
The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Quality Collection Service, Inc., or any other third-party collection agency, you may not be entitled to any compensation.

**Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-01181-JMS-DKL from the United States District Court for the Southern District of Indiana, Indianapolis Division