Are You Being Called By Lloyd & McDaniel, PLC?*

When a debt collector is calling you nonstop and trying to stress you into paying a debt you can’t afford, they may tell you that they are in the right because you owe money. In reality, mistreating you in this manner puts them in the wrong and you can take legal action to make them stop.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act (FDCPA) regulates the professional conduct of third-party debt collectors and will fine or shut down any company that repeatedly does the following to indebted consumers.

• Repeatedly calling only to harass or annoy you
• Calling you at work after being told to stop
• Chasing you for a debt that’s barred by statute
• Using vulgar language
• Trying to make you pay more than you actually owe
• Contacting you directly after you hire an attorney

Company Profile: Lloyd & McDaniel, PLC

If you are being called by Lloyd & McDaniel, PLC, a company history is outlined below.

Lloyd & McDaniel, PLC is a debt collection law office located in Louisville, Kentucky. It was established in 1952, has 91 employees, and is managed by owners James Lloyd and Greg Taylor. It has a B- rating with the Better Business Bureau.

The PACER website holds records confirming that consumers who believed that they were being harassed by Lloyd & McDaniel, PLC took the firm the court.

Alleged Violations against Lloyd & McDaniel, PLC

According to PACER, on or around November 23, 2016, Lloyd & McDaniel, PLC filed a lawsuit against an Arkansas consumer to collect an old credit card debt. The following December, she received a letter from the debt collector chasing the debt, which read, in part,

“The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it. If you do not pay the debt, we may continue to report it to the credit reporting agencies as unpaid.”

The consumer retained counsel to defend herself and the lawsuit was dismissed because the debt was out of statute.

Feeling harassed by Lloyd & McDaniel, PLC, she hired a consumer attorney and sued the firm for:

• Using false, deceptive, and misleading means to collect a debt
• Using harassing and abusive means to collect a debt
• Using unfair and unconscionable means to collect a debt

The matter was later dismissed.

Hire an Attorney

The phone numbers for this debt collection agency are:

• 1-502-585-1880
• 1-866-548-2486
• 1-866-585-1880

Seeing them on your caller ID means that Lloyd & McDaniel, PLC is on the line. If they force you to spend money defending an illegal debt collection lawsuit, fight back by hiring a consumer lawyer and filing a claim against Lloyd & McDaniel, PLC.

Debt collection attorneys are held accountable like any other collection agency, and your compensation may include $1,000 per FDCPA violation.

Additional Resources

• What Do I Need to File an FDCPA Claim?
• Do I Need a Lawyer To Sue a Collection Agency?

Case taken from PACER (pacer.gov). File number is Case 4:17-cv-00527-JM from the United States District Court for the Eastern District of Arkansas, Western Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Lloyd & McDaniel, PLC or any other third-party collection agency, you may not be entitled to any compensation.