While going into debt enables us to obtain goods and services in advance and pay for them over time, it can also drown you financially if you lose your job, become too sick to work, or are otherwise unable to make the minimum payments. When debt collectors start calling, the situation can become a nightmare unless you know your rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) was passed in 1977 to curb the activities of abusive third-party debt collectors. It prohibits unethical and underhanded collection methods such as the following:
- Using abusive or obscene language
- Threatening legal action they have no intention of taking
- Discussing the debt with your family, friends, and co-workers
- Ignoring a formal communications request to cease communications
- Threatening to ruin your credit forever
- Refusal to provide you with information about the debt
Company Profile: Linebarger, Goggan, Blair & Sampson, LLP
If you are being called by Linebarger, Goggan, Blair & Sampson, LLP, information about the company is below.
Linebarger, Goggan, Blair & Sampson, LLP is a debt collection law firm headquartered in Austin, Texas, with offices scattered across the country. It was established in 1976, has several employees spread throughout the branch offices, and is managed by Dale Linebarger.
Civil litigation records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed they were being harassed by Linebarger, Goggan, Blair & Sampson, LLP hired consumer attorneys to defend their rights.
Alleged Violations Against Linebarger, Goggan, Blair & Sampson, LLP
Tara Lorenzano vs. Linebarger, Goggan, Blair & Sampson, LLP**
According to PACER, in November 2012 Pennsylvania resident Tara Lorenzano received a collection letter from Linebarger, Goggan, Blair & Sampson, LLP regarding a student loan debt she disputed.
Although the letter stated, “At this time no attorney with our law firm has personally reviewed the particular circumstances of your account”, it did say that the firm “had been retained” to collect the alleged debt.
Feeling harassed by Linebarger, Goggan, Blair & Sampson, LLP, Ms. Lorenzano hired a consumer attorney and sued the firm for allegedly violating the FDCPA by using false, deceptive, and misleading means to collect a debt.
The matter was later dismissed.
Hire an Attorney
The phone numbers for this collection agency are:
If you see any of them on your caller ID, be aware that you are being called by Linebarger, Goggan, Blair & Sampson, LLP. If they send you letters that suggest there is attorney involvement in your case when there is not or harass you in other ways, hire a consumer attorney.
If you file a claim against Linebarger, Goggan, Blair & Sampson, LLP and the outcome is in your favor, you could be awarded $1,000 per FDCPA violation plus associated costs. Even debt collection attorneys can be penalized if they disregard your rights.
The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Linebarger, Goggan, Blair & Sampson, LLP., or any other third-party collection agency, you may not be entitled to any compensation.
**Case taken from PACER (www.pacer.gov). File number is Case 2:13-cv-01352-MAM from the United States District Court for the Eastern District of Pennsylvania.