Are you being called by Hillcrest, Davidson & Associates, LLC?* Here's what you need to know.
Being chased by debt collectors is a stressful experience. They demand amounts that you can’t afford to pay and are pushy and insulting when you refuse. Most collection agencies are paid according to what they collect, so they often cross the line between persistence and harassment. If this happens to you, the law is on your side.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 to stop rampant consumer abuse by third-party debt collectors. Under this federal consumer protection law, a collection agency may not use bullying or deceptive methods like those below to convince you to pay.
- Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
- Reporting false information to the credit bureaus
- Saying that they have court papers ready to serve on you when they don’t
- Threatening to call your payroll department and tell them you owe a debt
- Pretending to be attorneys, police officers, or federal agents
- Refusing to provide proof that a debt even exists and that they are authorized to collect it
Company Profile: Hillcrest, Davidson & Associates, LLC
If you are being called by Hillcrest, Davidson & Associates, LLC, information about the company is below.
Hillcrest, Davidson & Associates, LLC, is a collection agency located in Richardson, Texas. It was established in 2008, has under 20 employees, and is managed by its President, Keith Burkett. Records on file at the PACER (Public Access to Court Electronic Records) website confirm that people who felt they were being harassed by Hillcrest, Davidson & Associates, LLC sued the agency in response.
Hire an Attorney
The phone numbers for this collection agency are:
If any of these numbers appear on your caller ID, it means that you are being called by Hillcrest, Davidson & Associates, LLC. If they keep calling you at your place of work and speak aggressively to your colleagues, hire a consumer attorney. If you file a claim against Hillcrest, Davidson & Associates, LLC with your attorney’s help, you could potentially receive an award of $1,000 per violation as well as attorney's fees, court costs, and any actual damages. The FDCPA grants you certain rights that debt collectors ignore at their own risk.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Hillcrest, Davidson & Associates, LLC, or any other third-party collection agency, you may not be entitled to any compensation.