Are You Being Called By Graham Noble & Associates?

If you’ve been dealing with a debt collector that is harassing you, you may feel hopeless and unsure of what you can do to stop the unwanted contact. When a collector becomes verbally abusive or threatens to file a lawsuit against you, it’s time to consult with consumer lawyer who can protect your rights.

Your Rights Under the FDCPA

In 1977, Congress passed the Fair Debt Collection Practices Act (FDCPA) to prevent debt collectors from harassing consumers. The FDCPA gives you the right to sue abusive debt collectors who subject you to the following types of mistreatment.

● Using profane and obscene language
● Telling your friends, neighbors, and co-workers that you owe money
● Making threats they cannot legally act on
● Failing to report a debt as disputed to the credit bureaus
● Trying to collect a disputed debt
● Calling you outside of the hours of 8:00 a.m. and 9:00 p.m.

Company Profile: Graham Noble & Associates

If you are being called by Graham Noble & Associates, below is a more detailed company overview.

Graham Noble & Associates is a debt collection agency in Buffalo, New York. It opened for business in 2006, has fewer than 10 employees, and is managed by owner Graham Noble. Legal records at the PACER website reveal that consumers who believed that they were being harassed by Graham Noble & Associates called consumer attorneys to help them seek compensation.

Alleged Violations against Graham Noble & Associates*

According to information on the PACER website, in or around November 2007, Graham Noble & Associates began calling a Florida consumer to collect a debt he had not paid on in years. He claimed that he received voicemails that threatened lawsuits and led him to believe that the caller was an attorney.

Feeling harassed by Graham Noble & Associates, the consumer filed an FDCPA lawsuit against the company for:

● Attempting to collect an amount not permitted by law
● Using false, deceptive, and misleading means to collect a debt
● Threatening action that cannot legally be taken
● Using harassing and abusive means to collect a debt
● Failing to identify itself as a debt collector in all communications
● Failing to send a debt validation letter.

A judge awarded the consumer $2,000.

Hire a Consumer Lawyer

The phone number for this debt collection agency is:

● 1-716-580-6800
● 1-716-836-4791
● 1-877-836-3131
● 1-866-898-9255

If you see them on your caller ID when the phone rings, it is confirmation that Graham Noble & Associates is on the line. If they threaten lawsuits to scare you into paying, don’t give in to fear. Instead, hire a consumer lawyer and file a claim against Graham Noble & Associates. You could receive $1,000 per violation, plus attorney fees, so fighting for your rights can truly be worth it.

*Case taken from PACER (www.pacer.gov). Case 9:08-cv-80109-DTKH from the United States District Court for the Southern District of Florida.

Additional Resources

• Dispute Letter By Collection Agency
• F-G Debt Collection Agencies

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Graham Noble & Associates or any other third-party collection agency, you may not be entitled to any compensation.