Are you being called by Dynamic Recovery Solutions?* Here’s what you need to know
Indebted consumers are often harassed by third-party debt collectors. Yelling, threats of wage garnishment and litigation, and embarrassing disclosures to friends and family are all examples of bullying strategies. They do this to stress you into paying the debt, hoping you will never realize that the law protects you from such collection tactics.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act (FDCPA) has strict guidelines regarding how third-party debt collectors can collect money from you. Actions like those below violate the FDCPA and can get an agency shut down.
- Swearing and calling you names
- Pretending to be members of law enforcement
- Threatening legal actions that they have no intention of taking
- Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Threatening to call your payroll department and tell them you owe a debt
- Contacting your friends, family and co-workers and discussing the debt with them
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Company Profile: Dynamic Recovery Solutions
If you are being called by Dynamic Recovery Solutions, information about the company is below.
Dynamic Recovery Solutions is a debt collection agency located in Greenville, South Carolina. It was established in 2009, has 20 to 49 employees, and is managed by its President, John Elder. It currently has a B rating with the Better Business Bureau. Records on file at the PACER (Public Access to Court Electronic Records) website indicate that many consumers who believed they were being harassed by Dynamic Recovery Solutions chose to deal with the problem in a courtroom setting.
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Alleged Violations against Dynamic Recovery Solutions
Plaintiff vs. Dynamic Recovery Solutions*
According to PACER, in February 2011 Dynamic Recovery Solutions began calling the phone number of a New Jersey resident. The company was trying to collect a debt from another consumer, who did not live with him. Although he asked them to stop calling, the calls continued, and one collector allegedly admitted that Dynamic Recovery Solutions was using a robo dialer to call him, which was why he was continuing to receive calls.
Feeling harassed by Dynamic Recovery Solutions, the Plaintiff hired a consumer attorney and sued attorney’s office for allegedly violating the FDCPA in the following ways:
The matter was later dismissed.
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Hire an Attorney
The phone numbers for this collection agency are as follows:
If you see any of these numbers on your caller ID, it means that you are being called by Dynamic Recovery Solutions. If they keep harassing you about someone else’s debt, hire a consumer attorney. If you file a claim against Dynamic Recovery Solutions and win, you could potentially win $1,000 per FDCPA violation. When your rights are violated, it pays to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 1:11-cv-05823-JBS-AMD from the United States District Court for the District of New Jersey.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Dynamic Recovery Solutions, or any other third-party collection agency, you may not be entitled to any compensation.