Updated on January 29th, 2025 Author: stopcollections | Editor: stopcollections

Consumer Complaints Against Diversified Adjustment Service, Inc

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

Below is a summary of complaints submitted by consumers to the CFPB regarding their experiences with Diversified Adjustment Service, Inc. If you’re facing similar issues, you may have recourse under federal law. We offer free legal assistance and can connect you to legal experts specializing in FDCPA and FCRA violations—reach out for your free consultation today.

Key Complaints Reported by Consumers 

1. Failure to Provide Adequate Debt Validation

One of the most reported issues is the agency’s failure to provide proper debt validation. Consumers share frustration about submitting validation requests only to receive inadequate or no responses. This can leave individuals unable to verify whether the debt is legitimate, causing undue stress and financial burden.

Your Rights Under the Law:

If a debt collector fails to validate your debt, you are protected under the Fair Debt Collection Practices Act (FDCPA).

• You can dispute the debt in writing, and the collector must provide validation.
• Collectors cannot continue collection efforts until validation is provided.
• Incorrect validation practices may also violate the Fair Credit Reporting Act (FCRA).

Need help? Contact us to discuss your options with a legal expert for free.

2. Allegations of Identity Theft

Many consumers complain about being wrongly associated with debts due to identity theft. These individuals report being pursued for debts they never incurred, often without any connection to the original creditor. The trauma of identity theft is compounded by aggressive collection practices.

Your Rights Under the Law:

If you’ve been a victim of identity theft, you have rights under the FDCPA and FCRA.

• You can dispute the debt and request it be removed from your credit report.
• Debt collectors are required by law to halt collections once you notify them of fraud.
• You have the right to place a fraud alert or freeze on credit reports with major bureaus.

Need assistance untangling identity theft issues? Get a free consultation with a legal expert.

3. Improper Reporting to Credit Bureaus

Consumers report debt collection accounts being added to their credit reports without their knowledge or notification. Such actions can damage credit scores and may constitute a federal violation if proper notice was not given.

Your Rights Under the Law:

Improper reporting practices can violate the FDCPA and FCRA.

• You must be notified before a collection account is reported to a credit bureau.
• You have the right to dispute inaccurate information on your credit report.
• Debt collectors who fail to comply with these requirements may face legal consequences.

Need help disputing wrongful credit reporting? Speak to a legal expert for free today.

4. Lack of Communication Prior to Collection

Several consumers have reported debts appearing on their credit reports without prior communication from the agency. Being blindsided by these reports leaves individuals overwhelmed and unsure about the next steps.

Your Rights Under the Law:

Collectors are required by the FDCPA to communicate clearly and give notice before pursuing a debt.

• You have the right to a “30-day validation notice” informing you of the debt before collection begins.
• Collectors must cease collection efforts until the debt is validated if you dispute it.

Feeling blindsided? Contact us for assistance in holding debt collectors accountable.

5. Incorrect Account Information

Some consumers report errors in account details such as incorrect debt amounts or wrongly assigned accounts. Disputing these inaccuracies often leads to frustration, with no resolution from Diversified Adjustment Service, Inc.

Your Rights Under the Law:

Incorrect account reporting may violate the FDCPA or FCRA.

• You can dispute inaccurate account details with the collector or credit bureaus.
• Collectors are required to correct the errors and cease action until the dispute is resolved.
• Attempts to collect incorrect amounts may also violate federal law.

Dealing with inaccurate account information? Speak with a legal professional for free guidance.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Diversified Adjustment Service, Inc, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

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