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Are You Being Called By Credit Corp Solutions, Inc.?*

Stop The Harassment

You have legal rights. We can help.

 

When a debt collector is harassing you on a daily basis, it can affect your entire life. Every day, people who owe less than $200 are being called multiple times per day, sworn at, and threatened with lawsuits and wage garnishment.

If you are faced with an aggressive debt collector, it’s important to know that you do have rights.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA for short, is a federal law that protects you from being bullied and threatened because you owe a debt. Any collection agency that uses these practices to collect money from you has broken the law and can be closed permanently.

  • Claiming you owe more than you actually do
  • Calling you at work when your boss does not allow such calls
  • Contacting you directly when they know that you have hired an attorney
  • Failing to send you a debt validation letter
  • Calling you before 8:00 a.m. and after 9:00 p.m. in your time zone
  • Leaving profanity-laden messages on your voicemail

Company Profile: Credit Corp Solutions, Inc.

If you are being called by Credit Corp Solutions, Inc., we have posted additional details about the business below.

Credit Corp Solutions, Inc. is a collection agency located in San Diego, California. It opened in 1997, has a small staff with fewer than 20 employees, and is managed by its CEO, Michael A. Joplin.

Lawsuit dockets at the PACER website confirm that consumers who believed they were being harassed by Credit Corp Solutions, Inc. aggressively defended themselves.

Are You Being Called By Credit Corp Solutions, Inc.?*

Alleged Violations against Credit Corp Solutions, Inc.

According to PACER, in or around April 2013, Credit Corp Solutions, Inc. began to call a Colorado consumer to collect a credit card debt.

She claimed that during a conversation that took place in May 2013, the caller warned that people in their company would not be happy if she did not pay the full amount immediately and threatened to “come after” her and to “sweep her accounts.”

At or around this time Credit Corp Solutions, Inc. allegedly called her brother although it possessed her contact details.

In June 2013, a collector allegedly threatened the consumer by saying that he “did not have time to play games” and that his company would be sending her a letter stating that she had fourteen (14) days to resolve the account or the matter would be referred to their attorney.

She responded by sending a cease communications letter on July 1. Despite confirmed receipt of the letter, Credit Corp Solutions, Inc. allegedly continued to caller her at home and on her cell phone.

Feeling harassed by Credit Corp Solutions, Inc., the consumer filed an FDCPA lawsuit against for company for:

  • Threatening actions that could not legally be taken
  • Contacting her relatives when it already had her contact information
  • Ignoring a cease communications notice
  • Using false, deceptive, and misleading means to collect a debt
  • Using unfair and unconscionable means to collect a debt
  • Using harassing and abusive means to collect a debt

The matter was later dismissed.

Hire a Consumer Lawyer

The phone numbers for Credit Corp Solutions, Inc. are:

  • 1-800-250-8877
  • 1-858-467-7200
  • 1-858-467-7258

If you ever see them on your caller ID, it means that you are being called by Credit Corp Solutions, Inc. If they ignore a cease communications request and make legal threats that never transpire, don’t tolerate the harassment. Hire a consumer lawyer and file a claim against Credit Corp Solutions, Inc.

Any collection agency that violates your rights can be ordered to compensate you, so if it tries to assert control over your wellbeing, filing a lawsuit allows you to take back your power.

Additional Resources

Case taken from PACER (pacer.gov). File number is Case 1:14-cv-00683-WJM-KLM from the United States District Court for the District of Colorado.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Credit Corp Solutions, Inc. or any other third-party collection agency, you may not be entitled to any compensation.