Are You Being Called By Capio Partners, LLC?*

If you see Capio Partners on your caller ID, you may want to find out what your rights are.

When financial setbacks leave you so deep in debt arrears that you can’t even pay the minimum each month, eventually debt collectors will start chasing you for the balance.

Although they are legally permitted to request payment for a legitimate debt, they are not allowed to deceive, bully, or harass you into paying.

Any collection agency that does so is actually breaking the law.

Your Rights Under the FDCPA

In 1977 Congress passed the Fair Debt Collection Practices Act, or FDCPA, which gave consumers the right to dispute a debt and demand no further contact from the debt collector.

Third-party collection agencies were also prohibited from using harassing or deceptive tactics to collect a consumer debt.

• Harassing you by telephone
• Disguising the fact that they are debt collectors trying to collect a debt
• Pretending to be attorneys, police officers, or federal agents
• Using profane and obscene language
• Reporting false information to the credit bureaus
• Demanding amounts that are inflated by ‘service charges’

Company Profile: Capio Partners, LLC

Capio Partners, LLC is a debt collection company located in Duluth, Georgia, with operations in Sherman, Texas. It was established in 2008, has 51-200 employees, and is managed by its CEO, Mark Detrick.

The company’s speciality appears to be the collection of aged healthcare accounts. Records on file at the PACER (Public Access to Court Electronic Records) website suggest that consumers who felt they were being harassed by Capio Partners, LLC went to court to fight for their rights.

Alleged Violations against Capio Partners, LLC

According to PACER, on or about early 2014, Capio Partners, LLC allegedly started trying to collect a debt from an Oregon resident.

He later complained that collectors for the company routinely demanded payment for what they called a “credit obligation” although this was not the nature of his alleged debt, and the collection company had sent a letter threatening adverse credit action if he did not pay.

Feeling harassed by Capio Partners, LLC, the consumer hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:

• Using false, deceptive and misleading means to collect a debt
• Misrepresenting the character, amount or legal status of the debt
• Making demands that overshadowed his dispute rights

Hire an Attorney

The phone numbers for this debt collection agency are:

• 1-678-682-6666
• 1-888-876-2814
• 1-888-893-0171

If any of them appear on your caller ID when the phone rings, Capio Partners, LLC may be trying to contact you. If they misrepresent the nature of your alleged debt and threaten lawsuits to make you pay more quickly, hire hire a consumer attorney who can help you stop the bullying once and for all.

If you decide to file a claim against Capio Partners, LLC, you could be awarded $1,000 per FDCPA violation. No matter how big your debt may be, the law requires collection agencies to treat you with respect and penalizes those that fail to do so.

**Case taken from PACER (www.pacer.gov). File number is Case 6:14-cv-01868-TC from the United States District Court for the District of Oregon, Eugene Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Capio Partners, LLC, or any other third-party collection agency, you may not be entitled to any compensation.