Called By Bayview Loan Servicing, LLC*? Here’s What You Need to Know

If you’ve been unable to meet your monthly obligations for awhile, the next time your phone rings it could be a debt collector on the line. While they are legally permitted to try collecting any unpaid and overdue balances, they are not allowed to deceive, harass or intimidate you. If they do, you have recourse under the law.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was passed in 1977 and regulates what third-party collectors can say and do while attempting to collect a debt. It prohibits actions like those below.

• Using profane or obscene language
• Leaving voice messages that do not identify the collector and the purpose of their call
• Demanding outrageous amounts that exceed the amount of the original debt
• Calling you at work when such calls are not allowed
• Threatening to seize your property or garnish your wages
• Refusing to provide proof that you owe a debt and they are authorized to collect

Company Profile: Bayview Loan Servicing, LLC

If you are being called by Bayview Loan Servicing, LLC, more information about the agency below.

Bayview Loan Servicing, LLC is a financial services company and debt collection agency in Coral Gables, Florida. It was founded in 1999, has 180 employees, and is managed by its President, David Quint. Consumer litigation records viewable at the PACER website indicate that consumers who believed that they were being harassed by Bayview Loan Servicing, LLC did not give in to payment demands.

Alleged Violations against Bayview Loan Servicing, LLC*

According to information on the PACER website, in or around May 2017 a California consumer received a notice of default from Bayview Loan Servicing, LLC, which had been handling her mortgage. She insisted that she was up to date but that the agency had applied her payments to incorrect dates.

Feeling harassed by Bayview Loan Servicing, LLC, the consumer hired a lawyer and sued the agency for:

• Using false, deceptive, and misleading means to collect a debt
• Threatening to take action that cannot legally be taken
• Misrepresenting the character, amount, or legal status of the debt
• Reporting inaccurate information to the credit bureaus

The matter was later settled.

Hire a Consumer Lawyer

The phone numbers for this debt collection agency are:

• 1-800-457-5105
• 1-305-854-8880
• 1-866-783-8763

If any of them flash on your caller ID when the phone rings, Bayview Loan Servicing, LLC is on the line. If they threaten a collection lawsuit when you know that your payments are up to date, hire a consumer lawyer and file a claim against Bayview Loan Servicing, LLC. You could potentially be awarded $1,000 per FDCPA violation plus legal fees and costs. When a collection agency acts as if your rights don’t exist, a court-ordered award can act as an effective wake-up call.

Additional Reading

• Glossary Terms
• Going to Court with a Collection Agency

*Case taken from PACER (www.pacer.gov). File number is CASE 2:18-cv-09168-DSF-AGR from the United States District Court for the Central District of California.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Bayview Loan Servicing, LLC or any other third-party collection agency, you may not be entitled to any compensation.