Are You Being Called By Alliance Group and Associates, LLC?*

Most Americans carry some form of debt, typically in the form of credit cards, medical bills, or student loans. If you lose your job, become disabled, or experience an expensive life crisis like a divorce, it can affect your ability to pay these obligations, and sooner or later you may hear from a debt collector.

How Your Rights Fall Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, is in place to protect consumers from debt collectors who try to stress or intimidate them into paying. If you are being subjected to abuses like those below, the collection agency has violated federal law and you can sue.

• Contacting you directly when they know that you have an attorney
• Not Identifying Themselves as Debt Collectors in voice mails
• Claiming that you can go to prison for not paying a debt
• Failing to report your dispute to the credit bureaus
• Shouting and swearing at you over the phone

Company Profile: Alliance Group and Associates, LLC

If you are being called by Alliance Group and Associates, LLC, below is a general history of the agency and its operations.

Alliance Group and Associates, LLC is a debt collection agency located in Travelers Rest, South Carolina. It opened for business in 2012, has 175 employees, and is managed by its General Manager, Vanessa Arnold.

It has a B+ rating with the Better Business Bureau due to 37 complaints being filed against it. Civil litigation files archived at the PACER website confirm that consumers who believed they were being harassed by Alliance Group and Associates, LLC refused to pay.

Violations Alleged Against Alliance Group and Associates, LLC

According to PACER, in or around the spring of 2018, Alliance Group and Associates, LLC allegedly started calling a Texas consumer to collect a debt. The calls were allegedly so incessant that he agreed to a payment plan he couldn’t afford. When the consumer fell behind, the calls continued.

On or about August 15, 2018, a collector allegedly told him that if he did not agree to an additional payment plan, the company would begin reporting the debt on his credit.

When the consumer explained that he could not afford to pay, the collector allegedly informed him that if he did not set up the payment plan within one hour, then they were going to carry out their threat of reporting the debt on his credit.

Feeling harassed by Alliance Group and Associates, LLC, the consumer filed an FDCPA lawsuit against the company for allegedly:

• Using harassing and abusive means to collect a debt
• Using false, deceptive, and misleading means to collect a debt
• Using unfair and unconscionable means to collect a debt

The matter was later settled.

Work with an FDCPA Attorney

The phone numbers for Alliance Group and Associates, LLC are:

• 1-877-908-5360
• 1-864-610-8039
• 1-855-717-5793
• 1-972-996-6441

Their presence on your caller ID is confirmation that Alliance Group and Associates, LLC is trying to reach you. If they threaten to ruin your credit if you don’t pay, your next step should be hiring a consumer lawyer and filing a claim against Alliance Group and Associates, LLC.

A judge could order the agency to pay you $1,000 per violation and pay your legal expenses, so you have everything to gain by fighting back.

Additional Resources

• Is a Debt Collector Calling at Odd Hours?
• Debt Collectors Ignored Written Request?

Case taken from PACER (pacer.gov). File number is Case 3:18-cv-02323-S from the United States District Court for the Northern District of Texas, Dallas Division.

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Alliance Group and Associates, LLC, or any other third-party collection agency, you may not be entitled to any compensation.