Are You Being Called By Account Services Collections, Inc.?* Here’s What You Need to Know
Debt can overwhelm anyone, even those who have always been financially responsible. All it takes is sudden illness, serious injury, or a major financial setback to make it impossible to meet your monthly financial obligations. Eventually your creditors may assign the accounts to debt collectors, who will chase you for payment. Some of them behave in reprehensible ways, hoping that you won’t realize that you have rights.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, requires third-party debt collectors to be professional and ethical when trying to collect debt payments. Bullying and intrusive methods like those below are against the law and can cause the agency to incur serious penalties:
- Calling you at inconvenient times and places, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
- Swearing, raising their voice, and making threats
- Leaving voice messages that do not identify the collector and the reason for their call
- Discussing the debt with your coworkers, neighbors, and friends
- Contacting you after you have sent a cease and desist letter
- Threatening legal action that they are not in a position to take or have no intention of taking
Company Profile: Account Services Collections, Inc.
If you are being called by Account Services Collections, Inc., information about the company is below.
Account Services Collections, Inc. is a debt collection company located in San Antonio. It was established in 1970, has 70 employees, and is managed by its Vice President, Julie Goforth. Records retained by the PACER (Public Access to Court Electronic Records) website reveal that people who believed they were being harassed by Account Services Collections, Inc. chose to challenge the company in court.
Alleged Violations against Account Services Collections, Inc.
Garn Penrod vs. Account Services Collections, Inc.*
According to PACER, in March 2011 Account Services Collections, Inc. allegedly starting calling Michigan resident Garn Penrod regarding a debt he allegedly owed to a USAA credit card. Near the end of March 2011, a collector allegedly told him, “You have until April 15, 2011 to pay this or we will sue you and garnish your wages.”
Feeling harassed by Account Services Collections, Inc., Mr. Penrod hired a consumer attorney and sued the company for allegedly violating the FDCPA in the following ways:
The matter was later settled.
Hire an Attorney
The phone numbers for Account Services Collections, Inc. are:
If any of these numbers appear on your caller ID when the phone rings, it means that you are being called by Account Services Collections, Inc.. If they threaten lawsuits that never transpire, hire a consumer attorney. Bullying consumers is illegal under the FDCPA, and if you file a claim against Account Services Collections, Inc. and win, you could potentially receive $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. Fighting back can put a debt collector in debt to you instead.
*Case taken from PACER (www.pacer.gov). File number is Case 1:11-cv-00525-JTN from the United States District Court for the Western District of Michigan.
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Account Services Collections, Inc., or any other third-party collection agency, you may not be entitled to any compensation.