Updated on January 29th, 2025 Author: stopcollections | Editor: stopcollections

Consumer Complaints Against Aldous & Associates, PLLC

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

The following is a summary of consumer complaints about Aldous & Associates, PLLC, as reported to the Consumer Financial Protection Bureau (CFPB). If you’ve experienced similar issues, you may be entitled to legal recourse under laws like the Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA). Read on to learn more about these complaints—and how to protect your rights.

Key Complaints Reported by Consumers 

1. Failure to Validate Debt

Many consumers report that Aldous & Associates fails to provide adequate validation of debts. Requests for verification are often ignored or inadequately addressed, prompting frustration and confusion.

Your Rights Under the FDCPA:

• Debt collectors must provide written proof (validation notice) of the debt within five days of first contact.
• They must cease collection if you dispute the debt in writing within 30 days of receiving the validation notice.

If you’ve faced a failure to validate your debt, we can connect you with legal experts for a free consultation.

2. Reporting of Inaccurate Information

Numerous consumers have complained about Aldous & Associates reporting inaccurate debt information to credit bureaus. These practices not only damage credit scores but may also violate FDCPA requirements for proper validation before collections.

Your Rights Under the FDCPA & FCRA:

• You have the right to dispute inaccurate information on your credit report.
• Debt collectors cannot continue collection without verifying disputed debts.
• Credit reporting agencies must investigate and correct errors within 30 days of your dispute submission.

Concerned about inaccurate reporting? Our consumer protection lawyers are here to help—contact us for a free case review.

3. Lack of Proper Licensing

Consumers in states like New Jersey have reported that Aldous & Associates operates without the required licensing, making their debt collection activities illegal in certain jurisdictions. Unlicensed practices raise serious questions about the company’s legitimacy.

Your Rights Under the FDCPA:

• Debt collectors must comply with all state licensing laws to operate legally.
• Collections pursued without proper licensing may be invalid.

If a debt collector is unlicensed in your state, contact us for a free consultation with consumer law experts.

4. Communication Issues

A common frustration reported by consumers is the lack of proper communication from Aldous & Associates. Many have discovered collections on their credit reports with no prior notice, leaving them confused and overwhelmed.

Your Rights Under the FDCPA:

• Collectors must notify you before attempting collection or reporting debts to credit bureaus.
• They must communicate clearly, including details about the debt and your rights to dispute it.

If poor communication has caused you distress, reach out to us for a free consultation to discuss how you can protect yourself.

5. Unauthorized Debt Collection

Many consumers report being contacted by Aldous & Associates for debts they don’t owe—or for previously settled debts. These practices not only cause undue stress but are also prohibited under federal laws.

Your Rights Under the FDCPA:

• Debt collectors cannot pursue amounts you don’t owe or re-collect paid debts.
• You have the right to sue debt collectors who harass or attempt collection on false claims.

If you’ve been targeted by unauthorized collection efforts, you may have grounds to take legal action. Schedule a free consultation with us today to explore your options.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Aldous & Associates, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

About the author:

stopcollections

See more posts from stopcollections