Skip to content
Starting a Claim Against a Collection Agency
Free Legal Help

How Should I Start a Claim Against MRS Associates?*

Stop the

You have legal rights. We can help.


The stress and anxiety caused by falling deep into debt is bad enough. However, expect your stress and anxiety level to go through the proverbial roof when a debt collection agency begins to harass you in an effort to collect an outstanding credit card or personal loan balance.

Third party debt collectors earn incredible profits whenever they purchase delinquent debts from original creditors. The huge profit margin might be reason enough for a bill collector like MRS Associates to implement illegal debt collection practices.

Until September 20, 1977, consumers were up against the wall when it came to dealing with debt collection agencies. The pushback against aggressive third party debt collectors culminated with the enactment of the Fair Debt Collection Practices Act (FDCPA).

In addition to outlawing specific debt collection tactics, the FDCPA also offers consumers several methods for turning the legal tables against the illegal practices implemented by bill collectors.

Leverage the FDCPA to Stop Debt Collection Agency Harassment

Most consumers that are hounded by aggressive debt collection agencies have no idea the FDCPA protects them against aggressive debt collection practices. Third party debt collectors prey on consumers that are unaware of their legal rights.

For example, did you know that a bill collector such as MRS Associates is prohibited from calling you during certain times of the day? The FDCPA makes it unlawful for a bill collector to call you between the hours of 9 pm and 8 am.

Debt collection agencies are not permitted to stretch the truth, not even a little bit. You should not succumb to the intimidation tactics used by a debt collection agency, such as threats that include telling you a jail cell awaits if you do not take care of an outstanding consumer debt.

One of the great things about the FDCPA is the federal consumer protection law does much more than make certain behaviors illegal. It also grants you the right to stop all forms of harassment. You can demand a third party debt collector prove the validity of a debt by sending you documentation.

If a bill collector does not comply with your request and still hounds you at all times during the day, then you need to ramp up your legal support by hiring a licensed consumer protection lawyer.

How Should I Start a Claim Against MRS Associates?*

How to Prepare a Lawsuit against MRS Associates

The first thing your attorney will do is complete a thorough examination of your FDCPA case. Your lawyer will review medical records and if he or she sees a link between the illegal practices implemented by MRS Associates your physical issues, you might have a strong enough case to file a claim against the debt collection agency.

During the discovery phase of a civil lawsuit, each side exchanges information to ensure there are no surprises unfolding during the course of a typically long legal proceeding. Most civil cases span several weeks, if not several months.

Your FDCPA attorney will move forward with your case by filing a claim only when he or she is certain you have the legal upper hand against MRSA Associates.

Never let a third party debt collector walk all over you. Speak with an experienced FDCPA attorney today to determine whether you have a strong enough case to file a claim.

Additional Resources

*Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against MRS Associates or any other third-party collection agency, you may not be entitled to any compensation.

Free Case Evaluation

    1. Please fill out your contact information:

    2. Has a debt collection done any of the following:

    By submitting above, I agree to the privacy policy and disclaimer and consent to be contacted by an agent via phone call or text message at the phone number(s) listed above, including wireless number(s). Calls may be auto-dialed/pre-recorded. Consent is not required to utilize our services.