Because of unscrupulous actions of debt collectors, the Fair Debt Collection Practices Act (FDCPA) was enacted in 1978 to keep collection agencies from harassing consumers. The FDCPA protects consumers from the collection of frivolous debts as well. If you think you are being harassed by SRS and Associates, Inc., you can file a claim against them for FDCPA violations.
SRS and Associates, Inc.
SRS and Associates, Inc., is a third-party collection company that is based in Texas. SRS is often referred to as Southwest Recovery Services. There have been several complaints filed throughout the years that indicate the company has violated the FDCPA and harassed consumers. If you believe you have been harassed by SRS and Associates and that they violated the FDCPA, you can file a claim against them.
How Much is Frequently?
“The frequency and persistence of noncompliance by the debt collector” is considered harassment according to the FDCPA, but it doesn’t specific an exact number of calls that must be made for it to be considered harassment. So, it is safe to say that if you are being called 6 or 7 times a day – the court would view it as harassment. The more they call you, the more likely you are to have a successful claim against them, but you need to provide documentation that shows the call frequency.
Always document any calls that you receive. Write down the date and time of the call, who you spoke with, and a summary of the discussion. Documentation is essential to the success of your claim.
If you receive a call from SRS and Associates, Inc., and tell them you are unable to accept any calls at work and they continue to call you 3 or 4 times per day, it is safe to say that you have grounds for a claim because of harassment. If you haven’t talked with them and told them they cannot call you at work and they continue to do so, you will most likely not succeed with a harassment claim against them.
Stop the Harassing Calls
If SRS and Associates, Inc., has been harassing you over a debt, you should enlist the help of an FDCPA lawyer. With the help of an attorney, you may be able to pursue a successful FDCPA claim against them and get compensation for the damages that they have caused.
Your lawyer will try to get the harassment to stop. To ensure your claim is on track in a timely manner, complete the Free Case Evaluation form on this page. Your lawyer will take your case on a contingency basis, which means you will not pay anything upfront. Make SRS and Associates adhere to the FDCPA and other laws that were enacted to protect you and other consumers.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against SRS and Associates, Inc., or any other third-party collection agency, you may not be entitled to receive compensation.