Because some debt collectors were using unscrupulous practices and were harassing consumers, Congress enacted the Federal Debt Collection Practices Act (FDCPA) in 1978. The FDCPA prohibits harassment, unscrupulous debt collection practices, and collecting debts that aren’t owed by the consumer. If you believe Scott and Associates has violated the FDCPA or they are harassing you, you can file a claim against them to recover damages. You should enlist the help of an FDCPA lawyer who is licensed in your state.
Scott and Associates
Scott and Associates, P.C., is a multi-state legal recoveries law firm that handles collections for national, state, and local financial institutions located throughout the northeast and southeast U.S. The firm has several offices, with locations in Texas, Virginia, Alabama, South Carolina, New York, Maryland, Washington D.C., California, Tennessee, and Pennsylvania.
How Much is Frequently?
The wording in the FDCPA indicates that the “the frequency and persistence of noncompliance by the debt collector” violates the law and is considered harassment. While the FDCPA doesn’t actually indicate the specific number of calls that must be made for it to be considered harassment, odds are the more calls that you receive from Scott and Associates, the stronger your case will be against them. Always document your calls so you have evidence to support your claims.
Anytime you get a call from Scott and Associates, you should document it in a notebook. If you receive a call from Scott and Associates while at work, and you are unable to take calls while at work, tell them and make note of it. If after being told to no longer call you at work they continue to make frequent calls to you at your place of employment, you will most likely have a strong case against them in court. But, if you ignore all the calls from Scott and Associates and don’t tell them when they shouldn’t call, you are much less likely to succeed with your claim against them.
Stop The Harassing Calls
If Scott and Associates has been harassing you with countless calls and threats, you can pursue a claim against them for the FDCPA violation and to get the harassment to stop. You will not have to pay anything upfront because FDCPA attorneys work on the contingency basis. To make sure your claim gets underway in a timely manner, complete the free case evaluation form on this page so an FDCPA lawyer in your area can review the details of your case and determine the best way to proceed with your claim. Get your case reviewed today so the harassment can be put to a stop! You don’t have to continue to deal with the phone calls and threats.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Scott and Associates or any other third-party collection agency, you may not be entitled to receive compensation.