Because some third-party collection agencies abuse the collection process and harass the consumers, there are laws in place to protect consumers. In 1978, the Fair Debt Collection Practices Act (FDCPA) was passed to offer protection to consumers and to stop the harassment.
Using this law, you can pursue a claim against National Recoveries, Inc., or any other collection agency that harasses you for a past-due debt or that tries to collect a debt that you don’t owe. Also, if a debt collector calls you repetitively that constitutes harassment, which is also prohibited.
National Recoveries, Inc.
National Recoveries, Inc., is a collection agency that is based in Ham Lake, Minnesota. Established in 1991, the company employs 50 to 90 people and is managed by Steven Cundiff, who also owns the company.
According to public records, several complaints have been filed against the collection agency by consumers who say they were threatened by the company, were harassed, or that the company tried to collect a debt that they did not owe. Many complaints are filed against debt collectors every year.
How Much is Frequently?
The FDCPA states that “the frequency and persistence of noncompliance by the debt collector” is considered harassment and warrants a complaint against the collection agency. While this doesn’t exactly specify how many calls are excessive, or what frequency warrants harassment, it basically indicates that the more calls you receive from National Recoveries, Inc., the more likely you are to have a successful claim against them.
Always document any calls you receive, indicating the date and time of the call, the name of the caller, the company they represented, and a summary of the call. The more documentation that you have, the more likely you are to have a successful claim against National Recoveries, Inc., for harassment and FDCPA violations. If you have told National Recoveries, Inc., to not call at work and they continue to call, then that could be grounds for a successful claim against them.
Stop The Harassing Calls
If you believe that National Recoveries, Inc., has violated the FDCPA or that you are being harassed by them, you should talk with an FDCPA attorney who practices in your state. When you enlist the help of an FDCPA lawyer, you are much more likely to have a successful claim.
Your attorney will review the details of your case and gather supporting evidence to prove the violations. When you hire an FDCPA lawyer, you will not have to pay anything upfront because these attorneys work on a contingency basis.
Complete the Free Case Evaluation on this page to have the details of your claim reviewed by an FDCPA lawyer in your area. You can put an end to the harassment, so act today.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against National Recoveries, Inc., or any other third-party collection agency, you may not be entitled to receive compensation.