Many debt collectors use unprofessional tactics when trying to collect debts. Sometimes they make threats, they try to collect more than is owed, they try to collect debts that aren’t owed, or they harass the consumer. In 1978, Congress passed the Fair Debt Collection Practices Act (FDCPA) to help protect consumers from unscrupulous debt collection practices. If you are being harassed by Harris and Harris Ltd. and you believe the FDCPA has been violated, you might be able to pursue a claim against the third-party collection agency.
Harris and Harris Ltd.
Harris and Harris Ltd. is a debt collection agency. The company was established in 1968 and employs several employs to handle collections of past due debts in several industries, such as utilities, government, and healthcare. As part of the debt collections process, they offer skip tracing services as a standalone company, which allows firms to use Harris and Harris’s skip tracing services without using the company to collect its debt.
How Much is Frequently?
Per the FDCPA “the frequency and persistence of noncompliance by the debt collector” can result in a claim being brought by the consumer. The more often Harris and Harris Ltd. calls, the more likely you are to have a successful claim. You should document all the calls that you receive from Harris and Harris, indicating the date and the time of the call, the name of the representative, and a summary of the call.
If you get a call from Harris and Harris Ltd. at work and you tell them you cannot accept calls at work, and you tell them you cannot accept calls at work but they ignore that and continue to call 3 or 4 times per day at your place of employment, you can pursue a claim against them and will much likely have success with it. If you ignore the calls from Harris and Harris and don’t tell them that you cannot take calls at work and they continue to call, you most likely cannot make an issue of it.
Stop The Harassing Calls
If Harris and Harris Ltd. has been harassing you and you believe the FDCPA has been violated, you might be able to recover damages from them by pursuing an FDCPA claim against the collection agency. You should enlist the help of an FDCPA attorney who is licensed in your state. With the help of a lawyer, you are much more likely to have a successful claim. FDCPA attorneys work on a contingency basis, so you will not have to pay anything upfront when you retain the lawyer. To get your FDCPA claim on track, complete the free case evaluation form on this page today and an attorney will be in contact with you.
*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Harris and Harris Ltd. or any other third-party collection agency, you may not be entitled to receive compensation.