The Fair Debt Collection Practices Act was passed in 1978 to protect consumers from harassment and unscrupulous debt collection practices. If you have a delinquent debt and a third-party debt collector is harassing you, you might have recourse. If Global Collection Agency has violated the FDCPA and is harassing you, you can file a claim against them to recover compensation for their violations. You would want to enlist the help of an FDCPA lawyer who is licensed in your state to ensure your claim progresses properly.
Global Collection Agency
Global Collection Agency, which is now known as Affinity Global, Inc., is a Canadian-owned company that has a debt collection division. With headquarters in Markham, Ontario, the company has representatives working throughout the U.S. and Europe. The agency bought Leading Edge Recovery Solutions, LLC, which is in the debt recovery business. There have been several complaints filed against the company alleging that the FDCPA was violated.
How Much is Frequently?
It is stated in the FDCPA that when there is “the frequency and persistence of noncompliance by the debt collector,” then harassment has resulted and that is prohibited. While the FDCPA doesn’t specifically state the number of calls required to classify as harassment, it can be determined by the frequency and the documentation that shows the contact. Basically, the more frequently that you get collection calls from Global Collection Agency, the more likely you are to succeed with a claim against them for FDCPA violations.
Any claims against Global Collection Agency are handled individually on a case by case basis. If you were called by Global Collection Agency and you told them to not continue calling you at work and they kept calling 3 or 4 times a day, then you have grounds for a claim, and it will most likely be successful. However, if you didn’t tell them to stop calling, you are most likely not going to succeed with your claim against the collection agency.
Document all the calls, including the date and time of the call, the name of the representative, and a summary of the conversation. You can tell the representative you will be recording the call and then start doing that for each conversation. You want to gather supporting evidence for your claim against Global Collection Agency and you want to prove they violated the FDCPA.
Stop The Harassing Calls
If Global Collection Agency has been harassing you, then consult with an FDCPA lawyer who handles such cases in your state. You will not have any upfront costs because FDCPA lawyers work on a contingency basis. To ensure your claim gets off on the right track, complete the free case review form on this page and schedule your initial consultation with an FDCPA attorney in your area today.