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Has Covington Credit Been Calling Repeatedly*?

Stop The Harassment

You have legal rights. We can help.

 

If you owe Covington Credit and you are behind making payments, or if they accuse you of owing a debt that isn’t yours, there are rights and resources readily available to you. The Fair Debt Collection Practices Act (FDCPA) was enacted in 1978 to prevent third-party debt collectors from unscrupulous debt collection practices and to stop harassing consumers.

Despite the FDCPA, not all debt collectors abide by the rules. If you think Covington Credit is calling too often and you are being harassed, you might be able to have success with an FDCPA lawsuit against them.

Covington Credit

Covington Credit is a financial services and debt collection service that is based in Georgia. It has locations in Alabama, South Carolina, Tennessee, Oklahoma, and Texas. The company was founded in 1994 and now has hundreds of employees spread out through many different branches. Public court files indicate that there are many consumers who believe that Covington Credit harassed them. These individuals retained FDCPA attorneys to represent them in cases against Covington Credit.

Has Covington Credit Been Calling Repeatedly*?

How Much is Frequently?

The FDCPA does indicate that “the frequency and persistence of noncompliance by the debt collector,” so while that doesn’t specify an exact frequency, it does indicate that the more frequently a debt collector calls you, you are much more likely to win a settlement when you file a claim against the debt collector.

Such claims against Covington Credit are reviewed on a case by case basis. For example, if you told Covington Credit you cannot take calls and work and then they continue to call you at work three times every day, the court will most likely decide in your favor and you will be awarded an FDCPA settlement. On the other hand, if you haven’t answered any calls from the collection agency so you haven’t told them you cannot take calls at work, it is unlikely that a single call every day will be considered harassment.

If after telling Covington Credit they continue to call you repeatedly, you are much more likely to have a valid FDCPA claim against the collection agency.

Stop The Harassing Calls

If you think Covington Credit is calling too often and you are being harassed, you should consult with an FDCPA attorney in your state. You should get the harassment to stop by pursuing a claim against them. You might be awarded compensation for the collection agency’s FDCPA violations. FDCPA lawyers work on a contingency basis, so you will not have to pay anything upfront.

To make sure you get the harassment stopped and that Covington Credit is punished for their violations, schedule a free case review today by completing the form on this page. Make sure you put a stop to the annoying phone calls!

Additional Resources

*Disclaimer: The content of this article serves only to provide information and should not be construed as legal advice. If you file a claim against Covington Credit, or any other third-party collection agency, you may not be entitled to receive compensation.