Updated on February 19th, 2025 Author: stopcollections | Editor: stopcollections

Consumer Complaints Against Absolute Resolutions Corp

Disclaimer: The following content is a summary of complaints submitted to the Consumer Financial Protection Bureau (CFPB) by consumers. The information provided is intended to inform and educate consumers about potential issues and experiences reported with the mentioned entity. 

Consumer complaints submitted to the Consumer Financial Protection Bureau (CFPB) provide a valuable snapshot of common issues faced when dealing with debt collection agencies. This blog will help educate consumers about potential challenges in managing debts with Absolute Resolutions Corp, outlining actionable steps available under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) to protect their rights.

Key Complaints Reported by Consumers 

1. Failure to Validate Debt

One of the most common complaints filed with the CFPB against Absolute Resolutions Corp is their failure to validate debts. Consumers have reported that the agency often lacks sufficient documentation to prove the debts they are trying to collect. This creates significant difficulties for individuals attempting to confirm the legitimacy of their obligations.

Your Rights and Steps Under the FDCPA:

• You have the right to request a written debt validation letter under the FDCPA within 30 days of the initial contact. This letter must include details about the debt, the amount owed, and the creditor’s name.
• If the debt collector does not respond with valid proof, they must cease collection efforts.
• Send all communications in writing and retain copies for your records.

Take Action: If a debt validation letter has not been provided, consult a legal expert to review your communication history and explore next steps.

2. Improper Reporting to Credit Bureaus

Many consumers have alleged improper reporting by Absolute Resolutions Corp, including inaccurate or duplicate debt entries on credit reports. These inaccuracies can harm credit scores and restrict access to financial opportunities such as loans or mortgages.

Your Rights and Steps Under the FCRA:

• Dispute inaccurate information on your credit report directly with the credit bureau (Equifax, Experian, or TransUnion) and the debt collector.
• The FCRA requires inaccuracies to be investigated within 30 days. If errors are confirmed, they must be corrected or removed.

Take Action: Contact a legal professional if your dispute is not resolved promptly or if the inaccurate reporting persists.

3. Lack of Written Disclosure

Another frequent complaint involves Absolute Resolutions Corp’s failure to provide written disclosure about debts. Consumers have reported finding unexpected entries on their credit reports without prior notice or details regarding the debt.

Your Rights and Steps Under the FDCPA:

• Debt collectors are legally required to send a written notice within five days of their first contact with consumers. This notice must include the amount owed, the creditor’s name, and information on disputing or validating the debt.
• File a formal complaint with the CFPB if these disclosures are not provided.

Take Action: Seek legal counsel to evaluate whether your rights under the FDCPA have been violated and take action accordingly.

4. Harassment and Coercion

Several complaints lodged with the CFPB describe harassment and coercion by Absolute Resolutions Corp. Consumers report aggressive collection tactics, including threats of legal action or misleading statements designed to pressure them into paying disputed or mistaken debts.

Your Rights and Steps Under the FDCPA:

• The FDCPA prohibits harassment, threats, or any form of abusive behavior by debt collectors.
• Document all instances of harassment, including phone calls, emails, or voicemails.
• Report any abusive behavior to both the CFPB and your state attorney general’s office.

Take Action: If you’ve experienced harassment, consult legal experts to identify the best way to protect yourself and hold the agency accountable.

5. False or Misleading Representations

Consumers frequently report instances where Absolute Resolutions Corp allegedly made false or misleading representations about the debts being collected. Issues include misinformation on debt amounts or misrepresentation of debts’ legal status.

Your Rights and Steps Under the FDCPA:

• Debt collectors cannot provide false information about the amount owed, the creditor, or the legal enforceability of the debt.
• If you’ve received false or misleading information, file a complaint with the CFPB and request corrections.

Take Action: Work with a legal professional to challenge any misleading statements and to ensure debt collection practices comply with federal law.

Free Legal Assistance for Victims of Debt Collector Violations

If you’re facing similar issues with Absolute Resolutions Corp, it’s crucial to know your rights and act quickly. You don’t have to deal with these violations alone.

How To Get Free Legal Assistance 

• Step 1: Reach out to our legal experts for a free consultation. 
• Step 2: Share your experience, and we’ll help assess whether your rights under the FDCPA or FCRA have been violated. 
• Step 3: If applicable, we’ll guide you through the process of filing a claim and stopping illegal collection practices.

Our legal experts specialize in protecting consumers like you from unfair debt collection practices. Take control of your situation today and assert your legal rights.

Contact us now for your FREE consultation and stop unfair debt collection practices in their tracks!

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