Are You Being Called By L J Ross Associates, Inc.?*

Are you being called by L J Ross Associates, Inc.?* Here’s what you need to know.

If you’re being contacted about overdue credit card bills, medical accounts, and other debts, it’s easy to be stressed and intimidated, especially if the collector is rude and aggressive. If this happens to you, stay calm. You have rights that make it illegal for collection agencies and their representatives to go too far.

Your Rights Under the FDCPA

The Fair Debt Collection Practices Act, or FDCPA, was enacted in 1977 to protect consumers from ruthless and unethical debt collectors. Under the FDCPA, actions like the following are illegal when used to pressure consumers into paying a debt.

• Calling at inconvenient times, such as before 8:00 a.m. and after 9:00 p.m. in your time zone
• Threatening legal action they cannot take or have no intention of taking
• Using profane or obscene language
• Failing or refusing to validate the debt
• Using the phone to harass you by calling nonstop
• Talking about the debt to anyone except you, your spouse, or your attorney

Company Profile: L J Ross Associates, Inc.

If you are being called by L J Ross Associates, Inc., information about the company is below.

L J Ross Associates, Inc., is a collection agency located in Jackson, Michigan. It was established in 1992, has 51-200 employees, and is managed by its CEO, Rebecca Roberts. Litigation records on file at the PACER (Public Access to Court Electronic Records) website indicate that consumers who felt they were being harassed by L J Ross Associates, Inc. fought back in court.

Alleged Violations against L J Ross Associates, Inc.

Tara Conard vs. L J Ross Associates, Inc.*

According to PACER, in or around May 2015, L J Ross Associates, Inc. began calling Pennsylvania resident Tara Conard on her cell phone about an alleged debt. She told the agency to stop calling, but one collector allegedly told her that the communications would continue until the debt was paid.

Feeling harassed by L J Ross Associates, Inc., he hired a consumer attorney and filed a class action suit against the company for allegedly violating the FDCPA in the following ways:

• Using unfair or unconscionable means to collect a debt
• Using harassing, oppressive, and abusive means to collect a debt
• Failing to send a debt validation letter

The matter was later settled.

Hire an Attorney

The phone numbers for this collection agency are:

• 1-517-544-9100
• 1-800-446-9206

If you see either of these numbers on your caller ID when the phone rings, it means that you are being called by L J Ross Associates, Inc.. If they call you constantly and refuse to stop upon request, hire a consumer attorney. Threatening consumers into paying is illegal under the FDCPA, and if you file a claim against L J Ross Associates, Inc. with your attorney’s help, you could potentially win $1,000 per violation as well as attorney’s fees, court costs, and any actual damages. When debt collectors ignore your rights, you may receive compensation that exceeds the original debt.

*Case taken from PACER (www.pacer.gov). File number is Case 5:15-cv-04919-JFL from the United States District Court for the Eastern District of Pennsylvania.

Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against L J Ross Associates, Inc., or any other third-party collection agency, you may not be entitled to any compensation.