Are you being contacted every day by a debt collector who is aggressive and disrespectful? If the answer is yes, they are breaking the law. Debt collectors are legally allowed to contact you and discuss the account, but bullying and threats are illegal and penalized accordingly.
Your Rights Under the FDCPA
The Fair Debt Collection Practices Act, or FDCPA, limits what debt collectors can say or do when communicating with consumers. Actions like the following violate the FDCPA and can result in fines and even license revocation.
● Raising their voice and making threats
● Threatening legal action they cannot take
● Contacting you directly when they know that you have an attorney
● Claiming that you can go to jail for not paying a debt
● Contacting you even after you’ve ordered them to cease communications
● Failing to report your dispute to the credit bureau
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Company Profile: International Asset Group
If you are being called by International Asset Group, more company information is below.
International Asset Group is a debt collection agency in Amherst, New York. It opened for business in 2000, has around 10 employees, and is managed by John Chebat. An examination of consumer-driven lawsuits at the PACER website show that people who felt harassed by International Asset Group refused to be intimidated.
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Alleged Violations against International Asset Group
According to PACER, in or around March 2012, International Asset Group began calling a New York consumer to collect a debt. He alleged that the company demanded payment during the dispute period, told him that it would sue him and that he needs to have a lawyer call it back, and called him at work without permission to do so. The consumer also said that one collector discussed the debt with his supervisor.
Feeling harassed by International Asset Group, the consumer got a free case review from a consumer lawyer before suing the agency for:
● Threatening to take action that cannot legally be taken
● Talking to a third party about the debt
● Calling him at work
The matter was later settled.
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Hire a Consumer Lawyer
The phone number for this debt collection agency is 1-716-691-5327. If you see it on your caller ID, International Asset Group may be trying to reach you about a debt. If they call you at work and threaten lawsuits to encourage payment, hire a consumer lawyer and file a claim against International Asset Group. If the judge rules in your favor, the agency could be ordered to pay you $1,000 per FDCPA violation, so never tolerate abuse when you have resources to fight back.
*Case taken from PACER (www.pacer.gov). File number is Case 1:12-cv-00832-WMS from the United States District Court for the Western District of New York.
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Additional Resources
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against International Asset Group or any other third-party collection agency, you may not be entitled to any compensation