Debt is practically routine today, with so many of us owing money on credit cards or student loans. However, If you lose your job or become disabled, bills that you used to be able to manage easily quickly snow you under. That’s when you can start missing payments, and once you miss a certain amount, debt collectors will be calling.
Your Rights Under the FDCPA
Under the Fair Debt Collection Practices Act (FDCPA), collection agencies may not use unprofessional tactics and strategies when trying to collect a consumer debt. Methods like those below can result in fines and even revocation of an agency’s license.
● Demanding amounts that exceed the original debt
● Calling your relatives and friends about the debt
● Contacting you directly when they know that you have an attorney
● Swearing, yelling, and using obscene language
● Harassing you over a debt that isn’t yours
● Calling you outside of the hours of 8:00 a.m. to 9:00 p.m.
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Company Profile: Omega RMS, LLC
If you are being called by Omega RMS, LLC, more information about the company and its services is below.
Omega RMS, LLC is a collection agency in Kansas City, Missouri. It was established in 2013, has 32 employees, and is managed by Edward Vasques. The company has a B- rating with the Better Business Bureau. Litigation records at the PACER website indicate that those who felt they were being harassed by Omega RMS, LLC knew their rights and acted on them.
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Alleged Violations against Omega RMS, LLC
According to PACER, in or around early 2013, Omega RMS, LLC allegedly began contacting a South Carolina consumer. She stated that collectors vilified her for inability to pay the debt and even contacted a relative about it, even though that party was not a co-signer.
Feeling harassed by Omega RMS, LLC, the consumer hired a consumer lawyer and sued the agency for:
● Using harassing and abusive means to collect a debt
● Using unfair and unconscionable means to collect a debt
● Sharing information about the debt with a third party
The matter was later settled.
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Hire a Consumer Lawyer
The phone numbers for this debt collection agency are:
● 1-888-378-7447
● 1-888-387-5489
Their presence on your caller ID means that you are being called by Omega RMS, LLC. If they harass you over your inability to pay and try to embarrass you in front of your family, get a free evaluation from a consumer lawyer and file a claim against Omega RMS, LLC. You could be awarded $1,000 per FDCPA violation in addition to court costs and attorney fees. You have rights that you should always be prepared to act upon.
*Case taken from PACER (www.pacer.gov). File number is Case 4:13-cv-01256-MGL from the United States District Court for the District of South Carolina, Florence Division.
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Additional Resources
Disclaimer: The content of this article serves only to provide information and should not be constructed as legal advice. If you file a claim against Omega RMS, LLC or any other third-party collection agency, you may not be entitled to any compensation.